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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
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Reviews from Web
  • A
    Ali Y
    Posted on May 4th, 2025 12:30 AM
    Matt is amazing. He’s consistently reliable and handles complex situations with ease. Not only is he a genuinely nice guy, but he’s also highly responsive and follows through on every commitment. In today’s aggressive market, Matt is sharp,...
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    Reply from Matthew Shaver
    May 10th, 2025 06:23 PM
    Thanks Ali, I'll always be here for you!
  • C
    Catherine R B
    La Jolla, CA
    Posted on May 3rd, 2025 03:06 PM
    James and his team were very detailed oriented and communicative throughout the process. It made us feel like we had a true partner working and guiding us.
    Reply from James S. Carmody
    May 5th, 2025 05:10 PM
    Thank you so much for your kind words, Catherine. It was a pleasure to guide you through the process. I am always here as a resource for you and your loved ones!
  • A
    Alexander R
    San Diego, CA
    Posted on May 2nd, 2025 01:44 AM
    Team was very responsive. List of items to address was clear which made it easy to prepare and execute. Questions received prompt responses. The different mortgage options were helpful for planning. everyone was friendly and professional
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    Reply from James S. Carmody
    May 5th, 2025 05:15 PM
    Thank you for taking the time to write this wonderful & kind review, Alex! It was an absolute pleasure guiding you through this exciting process. I am honored to be here as a resource for you and your loved ones moving forward.
  • C
    Courtney H
    CORONADO, CA
    Posted on April 30th, 2025 06:21 PM
    The Carmody team was very professional and polite. We were very comfortable trusting The Carmody team through the house buying process.
    Reply from Carmody Team
    May 5th, 2025 05:17 PM
    Thank you for your wonderful review, Courtney! I deeply appreciate the trust you placed in my team throughout the process. I am always here as a resource for you and your loved ones moving forward.
  • E
    Edward M
    Bradenton, FL
    Posted on April 30th, 2025 03:05 PM
    I am a repeat customer so I had high expectations prior to this loan. Great communication including immediate callbacks and responsiveness. I expect to work with him again.
  • H
    Hannah B
    Posted on April 29th, 2025 10:58 PM
    We are so unbelievably thankful for Baha and the team in the process of securing our loan. They were communicative, kind, engaging and honestly so helpful in making such big decisions and made a process that is normally really daunting actually...
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  • H
    Hannah K B
    San Diego, CA
    Posted on April 29th, 2025 10:57 PM
    We are so unbelievably thankful for Baha and the team in the process of securing our loan. They were communicative, kind, engaging and honestly so helpful in making such big decisions and made a process that is normally really daunting actually...
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    S
    San S M
    Posted on April 29th, 2025 04:56 PM
    Jim is very thorough and easy to work with. I had a pretty complicated deal for a first-time home buyer but Jim walked me through the process and communicated during each step of the way, through funding. AND, he reached out after Closing to...
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    Reply from Owner
    April 29th, 2025 05:06 PM
    Thank you for your wonderful review! We're thrilled to hear that Jim provided you with such exceptional service throughout your home buying journey. His commitment to communication and thoroughness is something we strive for, and we're glad...
    read more
  • Encompass
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    San S M
    Akron, OH
    Posted on April 29th, 2025 04:56 PM
    Jim is very thorough and easy to work with. I had a pretty complicated deal for a first time home buyer but Jim walked me through the process and communicated during each step of the way through funding. AND, he reached out after Closing to...
    read more
    Reply from Jim Potts
    April 29th, 2025 10:59 PM
    I'm delighted to hear that your experience with the home buying process went smoothly. It was a pleasure assisting you, and I greatly appreciate your recommendation. Thank you for your kind words about my accessibility, communication, and attention...
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  • K
    Kevin L P
    San Diego, CA
    Posted on April 29th, 2025 03:12 PM
    Baha was very knowledgeable regarding every question I had about the process. And I had a lot of questions! She was kind and patient with us at every step. I will recommend her to everyon.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235