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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(888) 995-1256
Santa Barbara, CA
https://www.s1l.com/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
97%
4 Star
2%
3 Star
0%
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0%
Reviews from Web
  • for
    Matthew Shaver
    Encompass
    J
    John D S
    SPRING VALLEY, CA
    Posted on September 20th, 2025 03:07 PM
    Great communication skills, impeccable execution, outstanding effort, expedient movement from opening of the loan to closing. A++++ experience with Matthew shaver and his team. Highly recommended to friend and family because of this experience!...
    read more
    Reply from Matthew Shaver
    October 16th, 2025 10:20 PM
    Thanks for the kind words John! You and Adriana were a pleasure to work with..
  • for
    Heather Millspaugh
    Encompass
    V
    Vimy M N
    Ladera Ranch, CA
    Posted on September 17th, 2025 07:44 PM
    I've work with Heather for years, now, through countless closings. She's the sharpest in the business--no one works harder or smarter. I've also referred Heather to many of my best friends and clients. She continues to earn their respect with...
    read more
    Reply from Heather Millspaugh
    September 17th, 2025 11:06 PM
    Thank you Vimy!! You guys are the best to work with!!!
  • for
    Matthew Shaver
    Encompass
    S
    Sheril M
    Berkeley, CA
    Posted on September 16th, 2025 03:12 PM
    I am the real estate agwnt representing the seller on a transaction that Matthew was the buyer's loan broker. Matthew was an excellent communicator, responsive and followed through on everything he said would happen and when. His expertise...
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    Reply from Matthew Shaver
    October 16th, 2025 10:22 PM
    Thanks Sheril! It's always a pleasure working with a true professional on the other side of the transaction. I appreciate you.
  • for
    Heather Millspaugh
    Encompass
    R
    Robert M
    Ladera Ranch, CA
    Posted on September 15th, 2025 05:27 PM
    Heather and her assistant staying close contact with us and processing the paperwork was fast and easy. Impressive!
    Reply from Heather Millspaugh
    September 15th, 2025 05:56 PM
    Thank you Bob!
  • for
    Baha Maleki
    Encompass
    L
    Luis M G
    Hawthorne, CA
    Posted on September 15th, 2025 05:23 PM
    Baha made it great
  • for
    Baha Maleki
    Encompass
    A
    Alejandra E R
    Hawthorne, CA
    Posted on September 15th, 2025 04:38 PM
    Baha was easy to chat with, always available and worked with us on the rate.
  • for
    James S. Carmody
    Encompass
    C
    Celeste D
    Poway, CA
    Posted on September 14th, 2025 03:18 PM
    Saved the deal twice with direct communication
    Reply from James S. Carmody
    September 15th, 2025 05:23 PM
    Thank you for taking the time to write this kind review Celeste! It is always a pleasure working with you.
  • for
    Jason Montoya
    google
    M
    Michael K S
    Posted on September 14th, 2025 12:29 AM
    Jason Montoya has received a review with 5 star rating from Michael K S
    Reply from Owner
    April 7th, 2026 07:57 PM
    Thank you so much!
  • for
    Jason Montoya
    Encompass
    M
    Michael S
    San Diego, CA
    Posted on September 14th, 2025 12:29 AM
    Got the help i need and communication was great!
  • for
    Baha Maleki
    Encompass
    J
    Jason C
    Chula Vista, CA
    Posted on September 12th, 2025 11:00 PM
    We had the absolute pleasure of working with Baha Maleki as our lender and her loan officer, Efren Del Razo. From day one, the process was seamless and incredibly well-managed. Their communication was clear, consistent, and always proactive,...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235