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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 995-1256
Santa Barbara, CA
https://www.s1l.com/
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
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Reviews from Web
  • for
    Alex Kirkland
    Encompass
    S
    Stacy L R
    PRESCOTT, AZ
    Posted on September 30th, 2025 02:19 AM
    I was a pain in the case! Grateful we made it work! Thanks again!
  • for
    Alex Kirkland
    Encompass
    A
    Antonio C
    Flagstaff, AZ
    Posted on September 29th, 2025 03:57 PM
    Alex was great! Super responsive and anytime I had a question it was answered quickly and throughly. Was able to get me the best possible rate.
  • for
    Matthew Shaver
    Encompass
    S
    Susan S
    Escondido, CA
    Posted on September 29th, 2025 05:21 AM
    So appreciated his involvement, his communication, his skills, and how confidently he pursued this loan. Also gave me, as a Real Estate agent, a feeling of calm and confidence each step of the way.
    Reply from Matthew Shaver
    October 10th, 2025 10:50 PM
    Thanks Susan! It's a pleasure working with true professionals on both sides of the transaction
  • for
    Matthew Shaver
    Encompass
    S
    Simi R
    Escondido, CA
    Posted on September 28th, 2025 03:57 PM
    Reassuring, communicative, excellent service, knows his numbers!
    Reply from Matthew Shaver
    October 10th, 2025 10:51 PM
    Thanks Simi! It's a pleasure working with true professionals on both sides of the transaction.
  • for
    Baha Maleki
    Encompass
    A
    Alfredo U
    National City, CA
    Posted on September 26th, 2025 06:32 PM
    Thank You for Making My First Home Purchase Possible!I just wanted to take a moment to express my sincere gratitude to the entire team at Synergy One Lending. As a first-time home buyer, I came into this process feeling uncertain and a bit...
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  • for
    James S. Carmody
    Encompass
    C
    Carlos E
    Escondido, CA
    Posted on September 26th, 2025 06:04 PM
    James was great!!!
    Reply from James S. Carmody
    October 3rd, 2025 05:46 PM
    Thank you Carlos! It was an absolute pleasure guiding you through this process. If you have any questions moving forward, I am always a phone call away.
  • for
    James S. Carmody
    Encompass
    N
    Natalie B
    San Diego, CA
    Posted on September 25th, 2025 05:57 PM
    Responsiveness to questions, timeliness of action items and keeping us on track.
    Reply from James S. Carmody
    September 25th, 2025 06:11 PM
    Thank you for taking the time to write this kind review Natalie. It was an honor to help guide you through this process. Congratulations on your new home! If there is anything my team and I can do moving forward for you and your loved ones...
    read more
  • for
    Steve Haddad
    Encompass
    J
    Jose L A
    Palmdale, CA
    Posted on September 24th, 2025 03:07 PM
    Steve and his team were extremely helpful and answered any and every question we had to assure we were making the right decision.
  • for
    Matthew Shaver
    Encompass
    A
    Adriana M S
    SPRING VALLEY, CA
    Posted on September 22nd, 2025 12:57 PM
    Customer service of the whole team
    Reply from Matthew Shaver
    October 16th, 2025 10:20 PM
    Thanks Adriana! I am super excited for you and John to now be in your new home..
  • for
    James S. Carmody
    Encompass
    D
    David B
    San Diego, CA
    Posted on September 22nd, 2025 12:31 PM
    Thank you James, Aaron, and all who have helped us with purchase of our new home!
    Reply from Carmody Team
    September 25th, 2025 06:13 PM
    Thank you for putting your trust in me and my team David! It was an honor to help guide you through this process. Congratulations on your new home. If there is anything we can do for you and your loved ones moving forward we are happy to be...
    read more
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235