S
Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
for
Alex Kirkland
Alex was always immediately and promptly available to answer any question (including my dumb questions); even after hours or weekends--which surprised me. He was very knowledgable. I am self-employed and have had hoops upon hoops to jump through...
read more
Open communication and very responsive.
Reply from James S. Carmody
October 8th, 2025 06:06 PM
Thank you for your feedback, John. I deeply appreciate you taking the time to write us a review. It was a pleasure and honor to guide you this process. Congratulations on your new property! If there is anything my team and I can do for you...
read more
It was simple
no fuss
Reply from Carmody Team
October 8th, 2025 06:15 PM
Thank you for your review Andy. It was an honor to assist you through this process. If you have any questions or concerns moving forward we are always here to help!
James and his team made the whole process smooth and stress-free. I felt like they were in my corner the entire time. I’m so thankful for how easy they made everything
Reply from James S. Carmody
October 3rd, 2025 05:46 PM
Thank you for your kind review Darin. I am glad we were able to get you great terms in today's volatile market. Congratulations on your new home! If we can do anything for you or your loved ones moving forward, we would be honored to be of...
read more
for
Mission Valley
As a first time homebuyer, Chris took his time to explain everything to me in a way that was very digestible and easy to understand. He made sure to give me all the details I needed to make an informed decision on my own. I really appreciated...
read more
for
Mission Valley
Rhett and his team are simply the best. They guided us through the mortgage process with clarity, patience, and consistent communication. At every step, we knew exactly where we stood and what was coming next. The team was always two steps...
read more
for
Alex Kirkland
Alex was spot on, he explained everything as we were going through the process. He answered every question quickly. He made this experience, pleasant which helped with any doubt which helped ease any and all stress and anxiety. Thank you Alex...
read more
Heather is very insighttful and provides proper guidance to clients. Manages communication, expectation, and perception well and is always available to answer any questions.
my experience with Jason Montoya The way he handle my refinancing was absolutely professional.
Jason, help me get the best rate and he was always there for me when I have a question. He made it easy and fast comparing to other.
Reply from Owner
April 7th, 2026 07:55 PM
Always a pleasure to help out!
Jason was very professional, experienced and helpful. I can get hold of him anytime.
He also walked me through the process very professionally and made it easy.
Reply from Jason Montoya
April 7th, 2026 07:57 PM
Always happy to help!
721–730 of 7898
About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235