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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
97%
4 Star
2%
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Reviews from Web
  • J
    Jesse G
    Newbury Park, CA
    Posted on December 24th, 2025 04:55 PM
    Steve & Melissa were very patient and answered all of my questions. Very nice and communicative as well.
    Reply from Steve Haddad
    December 30th, 2025 07:10 PM
    Thank you for the kind words! Happy that we were able to get this closed for you.
  • A
    Anastasia B
    SAN DIEGO, CA
    Posted on December 24th, 2025 04:35 PM
    Great communication and always on top of everything!
    Reply from James S. Carmody
    December 24th, 2025 06:06 PM
    Thank you for your professionalism and teamwork.
  • D
    Dick S
    Posted on December 24th, 2025 04:06 PM
    Baha Maleki is great to work with...very effective and very quick process. I highly recommend her for the knowledge she has as well as her efficiency with the loan process. Baha will get the job done in record time. Very pleasant and people...
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    Reply from Owner
    January 9th, 2026 10:05 AM
    I'm glad to hear you had such a positive experience, Dick. Your recognition of my efficiency and knowledge in the loan process is greatly appreciated. It was a pleasure working with you, and I'm pleased that you found the process both quick...
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  • R
    Richard P S
    Palm Desert, CA
    Posted on December 24th, 2025 04:05 PM
    Everything was smooth and efficient. Baha made the experience easy.
    Reply from Baha Maleki
    January 1st, 2026 04:06 PM
    I'm pleased to hear that the process was smooth and efficient for you, Richard. It's great to know that I could help make your experience an easy one. Thank you for your feedback!
  • T
    Timothy A
    Santa Barbara, CA
    Posted on December 22nd, 2025 05:27 PM
    A dynamite back office support, aka Melissa Parisi
    Reply from Steve Haddad
    December 30th, 2025 06:59 PM
    Thanks, Tim, for the really nice review! It’s always been a pleasure to work with you. Please reach out any time if you have any questions!
  • C
    Carolyn N
    Posted on December 20th, 2025 05:03 AM
    Joel is a mortgage powerhouse! He works incredibly hard and is so knowledgeable when it comes to his line of work. He thinks outside the box and and consistently shows up to work hard and dedicate his time to his clients and agent partners....
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    Reply from Joel Berman
    December 20th, 2025 05:08 AM
    Thank you!!
  • for
    Mission Valley
    google
    A
    Amanda S
    Posted on December 20th, 2025 12:00 AM
    Jonathan made our refinance experience incredibly easy and stress-free. Even though we didn’t meet in person, the entire process flowed so smoothly through email that it never felt like an issue at all. Communication was clear, timely, and...
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    Reply from Ellie Krabbe
    December 31st, 2025 03:26 PM
    Thank you, Amanda, for sharing your positive experience with the refinancing process. I'm glad to hear that everything went smoothly and that email communication was effective and clear. It's important to me that my clients feel supported and...
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  • J
    Jordan A Y
    LEMON GROVE, CA
    Posted on December 19th, 2025 05:07 PM
    James and the team helped us find our dream condo at a great price!
    Reply from Carmody Team
    December 29th, 2025 08:18 PM
    I'm glad I could assist in helping you find your dream condo at a great price. It's fulfilling to know that you had a positive experience. If there's anything else I can do in the future, please feel free to reach out.
  • A
    Anthony B
    San Diego, CA
    Posted on December 16th, 2025 06:05 PM
    totally professional and kept me informed all the way to closing.. Bravo James!
    Reply from James S. Carmody
    May 6th, 2026 05:16 PM
    Thank you for your kind review Anthony. It was a pleasure guiding you through this process! Please don't hesitate to reach out to the team and I for anything, we are honored to be here as a resource for you.
  • C
    Cheri T
    Posted on December 16th, 2025 04:16 PM
    Jason has almost become like part of the family. He is the most reliable, responsive, and overall friendly person Ive I’ve had the pleasure working with. All things home that seem intimidating have been manageable with Jason. He is always excellent...
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    Reply from Owner
    January 9th, 2026 10:06 AM
    Thank you so much for those kind words! So happy to have been able to help! 🥰
  • 611–620 of 7898
    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235