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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
3 Star
0%
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Reviews from Web
  • for
    Mission Valley
    google
    K
    Krystal C
    Posted on December 16th, 2025 12:00 AM
    I would rate Drake a 10 out of 10 if I could! He truly goes above and beyond to make sure his clients are taken care of. He answers all questions thoroughly, is extremely professional, and clearly knows exactly what he’s talking about. He has...
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    Reply from Ellie Krabbe
    January 7th, 2026 09:19 PM
    I'm grateful for your kind words and recommendation, Krystal. I'm pleased to hear that my efforts have positively impacted your clients' experiences. Addressing all questions and ensuring thorough support are priorities I take seriously. Thank...
    read more
  • D
    David L
    Carlsbad, CA
    Posted on December 14th, 2025 03:20 PM
    Having an honest advocate that can help you and get you what you need all the way from pre-approval to closing.
    Reply from Sarah Lindsey
    December 15th, 2025 06:27 PM
    Dave, I appreciate you highlighting the importance of having a trustworthy advocate throughout the home-buying process. I'm grateful for the opportunity to have been by your side from pre-approval to closing. If any questions arise or you need...
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  • R
    Robert J A
    San Diego, CA
    Posted on December 13th, 2025 06:27 PM
    Very responsive team lead by James Carmody that delivers on all levels to closing.
  • J
    Jodi O
    San Diego, CA
    Posted on December 13th, 2025 02:30 PM
    Matt kept us informed about every step and was patient when we needed something re-explained. This is a complex process and I felt very supported by Matt along the way.
    Reply from Matthew Shaver
    December 15th, 2025 05:35 PM
    Thanks for the kind words Jodi! This transaction was quite a bit more complicated then most, and looked "iffy" for a bit, but you and Daniel stuck it out - and I am so happy that it worked out for you!
  • D
    Dolendro N
    SAN DIEGO, CA
    Posted on December 12th, 2025 04:05 PM
    5 stars 🌟🌟🌟🌟🌟
  • for
    Mission Valley
    google
    J
    Judith A
    Posted on December 12th, 2025 12:00 AM
    I had a truly outstanding experience refinancing my home with Synergy One Lending. From start to finish, the process was incredibly smooth and efficient. They were professional, highly knowledgeable and communication was excellent.
  • for
    Mission Valley
    google
    M
    Madison M
    Posted on December 10th, 2025 12:00 AM
    Someone from Eric’s team worked directly with me through every step of the process and they answered at all hours of the day which is so helpful and reassuring that they care about making this process easy! Everyone is so knowledgeable and...
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  • J
    Jessica W
    Posted on December 9th, 2025 11:46 PM
    Baha Maleki has received a review with 5 star rating from Jessica W
  • J
    Jessica L W
    San Diego, CA
    Posted on December 9th, 2025 11:46 PM
    Baha was an amazing resource and guide during this time. She answered our all our questiosn very thoroughly, hopped on calls to talk out confusing things, and quickly got us approved. I was very grateful for her guidance and would highly recommend...
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  • J
    Jina H N
    SAN DIEGO, CA
    Posted on December 9th, 2025 08:11 PM
    EXCELLENT communication , proactiveness & fast turn around by James & his team!! Highly recommended 🌟🌟🌟🌟🌟
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235