Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA

4.93

(7,898)

Mortgage

Mortgage Loan Officer

Contact Info

(888) 995-1256

Santa Barbara, CA

https://www.s1l.com/

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.93

(7,898)

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5 Star

97%

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Experience.com

4.92

(6.2K)

Zillow

4.94

(421)

Google

4.97

(823)

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Jim Murphy and his team are excellent - their coordination, consistency and communication are head and shoulders above other lenders I've worked with (and I've worked with quite a few, in addition to being one in a past life!) I know i can...

Reply from Emerson Nogueira

March 2nd, 2026 07:19 PM

I'm grateful for your kind words, Lacey. It's satisfying to know that the coordination and communication met your expectations. Your experience in the industry makes your recommendation even more meaningful. If there's anything further I can...

Gabe was excellent! He is extremely knowledgeable and took the time to thoroughly explain every part of the process. As a first-time homebuyer, there is so much to learn and it can be very stressful, but he made everything clear and manageable....

Reply from Emerson Nogueira

March 2nd, 2026 08:23 PM

Alexandra, I'm truly glad to hear that you found my support helpful during your homebuying journey. It's important to me that the process feels clear and manageable, especially for first-time buyers. Keeping open lines of communication is something...

Mr. Potts was very very nice and professional and easy to work with. He was very knowledgeable about the process I was dealing with. I love his professionalism.

Reply from Jim Potts

February 14th, 2026 05:35 PM

Thank you so much for the 5-star review. I really appreciate your kind words and I’m glad I could make the process clear and easy. It was a pleasure helping you structure your HomeStyle renovation loan for the remodeling project and keeping...

Ken and Melissa are fantastic to work with. They put the time energy and effort in to get the loans done. They're easy to reach and always responsive. I cannot recommend them more. I have done so many loans with Ken now that I can't even recall...

Reply from Ken Kamins

February 13th, 2026 05:20 PM

Thank you for sharing your experience, Mike. I'm happy to know that you appreciate the effort and responsiveness that Melissa and I put into our work together. It's great to hear we've been able to assist you effectively across so many loans,...

James and the entire team are the utmost professionals. There knowledge and experience made financing and buying our condo a seemless endeavor. We couldn't be happier.

Reply from Carmody Team

February 18th, 2026 08:26 PM

Dean, it's great to hear that your experience was seamless when financing and purchasing your condo. I'm pleased to know that the team's professionalism and expertise met your expectations. If any further assistance is needed or if you have...

Working with Baha and her team was a great experience. They made the whole process very easy to understand. They were readily available and responsive for any questions that I had. Baha and her team are highly knowledgeable about everything...

Reply from Baha Maleki

February 17th, 2026 04:07 PM

I'm grateful for your kind words and recommendation, Knevyr. It's wonderful to hear that you found the process easy to understand and that your questions were answered promptly. Providing clarity and being available are key priorities in my...

Mission Valley has received a review with 5 star rating from Gunnar C

Reply from Emerson Nogueira

February 23rd, 2026 07:51 PM

I appreciate the perfect rating, Gunnar. Thank you!

Every refi with Heather and Tonya is top notch! Oustanding communication and full trust are a rarity in this business, and this fabulous team accomplishes both. It's a tremendous relief to go through this proces without having to second-guess...

Reply from Heather Millspaugh

February 16th, 2026 07:09 PM

I'm sincerely grateful for your kind words, Sasha. It means a lot to hear that the communication and trust you experienced with Tonya and me made your refinancing process smooth and reassuring. Your continued trust is something I truly value,...

We had a great experience working with Stacey. She was extremely communicative and made sure we were always informed throughout the process. She explained everything clearly, was readily available whenever questions came up, and responded very...

Reply from Emerson Nogueira

February 16th, 2026 08:11 PM

I'm glad to hear about your positive experience working with Stacey, Lex. It's wonderful to know that her clear communication and quick responses made a difference for you. Your recommendation means a lot, and if there's anything more you need...

Aldo gets it done!

Reply from Emerson Nogueira

February 16th, 2026 09:25 PM

I appreciate the positive feedback, Gabe. It's great to hear that you found the experience satisfactory. If there's anything more I can help with in the future, please feel free to reach out.

541–550 of 7898

About

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Our Company

Time Zone

Pacific Standard Time (PST)

Disclaimer

Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235