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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
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2%
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Reviews from Web
  • for
    Mission Valley
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    Ricky C
    Posted on February 20th, 2026 12:00 AM
    The experience was great overall because Brandon answered every question I had from the start. It was the first time I went through a home buying process so I needed to be walked through the process and he did just that !
    read more
    Reply from Emerson Nogueira
    March 2nd, 2026 05:56 PM
    Ricky, it's wonderful to hear that your home buying process went smoothly and that Brandon was able to assist you with all your questions. I'm glad that you felt supported and informed throughout this important step. Should you have any more...
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    Mission Valley
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    Phi C
    Posted on February 20th, 2026 12:00 AM
    Great experience refinancing a second time with the team
    Reply from Emerson Nogueira
    March 2nd, 2026 02:27 PM
    I'm glad to hear that your experience refinancing with me and the team went well, Phi. Thank you for choosing to work with us again! If you need any further assistance or have questions, feel free to reach out any time.
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    Mission Valley
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    Nora G
    Posted on February 20th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Nora G
    Reply from Emerson Nogueira
    March 2nd, 2026 05:20 PM
    I'm grateful for your rating, Nora. If there's anything more you'd like to share, feel free to reach out.
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    Michael W
    San Diego, CA
    Posted on February 19th, 2026 10:55 PM
    James is the ultimate professional and Pam was always available to assist me in overcoming any roadblocks, with timely and responsive interaction. "Peace of Mind". It's the best phrase to describe the reassuring, tenacious approach of the team...
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    Reply from Carmody Team
    March 2nd, 2026 09:17 PM
    Michael, I'm glad to hear that my efforts, along with Pam's timely support, provided you with peace of mind throughout the loan process. It's fulfilling to know that our approach made a difference for you. Should you need assistance again in...
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    Mission Valley
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    Derrick B
    Posted on February 19th, 2026 12:00 AM
    Randy and his team are incredibly knowledgeable professionals that communicate at a high level. We knew that they had our backs from the start and nothing changed through closing. 100/10 would recommend.
    Reply from Emerson Nogueira
    March 2nd, 2026 04:18 PM
    Derrick, I'm glad to hear about your positive experience with Randy and his team. It’s fantastic that you felt supported from start to finish. Thank you for recommending their services so highly!
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    Mission Valley
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    Shelbs S
    Posted on February 19th, 2026 12:00 AM
    Michael C. And Joe Massey we're great on my refi! I really didn't have to do much; Michael reached out to me with options and my refi closed in less than 2 weeks. Very happy with this team and will continue to use/recommend them!
    Reply from Emerson Nogueira
    March 2nd, 2026 04:34 PM
    Shelbs, I'm pleased to hear that your refinancing experience went smoothly. Michael and Joe will be delighted to know their efforts made a positive impact. Thank you for choosing to work with us and for your recommendation. If you have any...
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    Victor L M
    Glendora, CA
    Posted on February 18th, 2026 08:01 PM
    Karrie was very professional, She was very accessible and answer all the questions that we had. I will recommend her highly
    Reply from Karrie Boyer
    February 26th, 2026 08:01 PM
    Victor, I'm grateful for your kind words. It's wonderful to know that my accessibility and professionalism met your needs. Your recommendation means a lot to me. Should you have any more questions in the future, feel free to reach out.
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    Evan M T
    CLAREMONT, CA
    Posted on February 18th, 2026 04:58 PM
    Everything was fantastic! Such an easy experience
    Reply from Karrie Boyer
    February 26th, 2026 04:58 PM
    Evan, I'm pleased to know you had a smooth experience. Thank you for sharing your thoughts. If there's ever anything else I can assist you with, don't hesitate to let me know.
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    Alex Kirkland
    Encompass
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    Kaylen B
    Winslow, AZ
    Posted on February 18th, 2026 04:15 PM
    Very easy process thanks to Alex! Answered all my questionsin detailand helped me understand better.
    Reply from Alex Kirkland
    February 26th, 2026 04:15 PM
    Kaylen, I'm grateful for your feedback. It's great to know that I could provide clarity and ease during the process. If you have any more questions in the future, feel free to contact me. Thank you for your review!
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    Mission Valley
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    Lynn D
    Posted on February 18th, 2026 12:00 AM
    I’m beyond grateful for the incredible job Kimberly did on my refinance. Not only is she a dear friend, but she is also an exceptional loan officer. She made the entire process feel easy and stress-free, answering every question with patience...
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    Reply from Emerson Nogueira
    March 2nd, 2026 09:43 PM
    Lynn, I'm really pleased to hear how positive your experience was with Kimberly. It’s gratifying to know she provided such dedicated service and clear communication, making the refinancing process easier for you. Your recommendation speaks...
    read more
  • 531–540 of 7898
    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235