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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
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2%
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Reviews from Web
  • for
    Mission Valley
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    Teresa T
    Posted on February 6th, 2026 12:00 AM
    Steve and his staff played a HUGE part in the closing of my home. Their communications through out the process was exceptional. Mellissa is very knowledgeable and professional. Please reach out to them for your home purchases.
    Reply from Emerson Nogueira
    February 16th, 2026 08:41 PM
    I appreciate your kind words, Teresa. I'm glad to know that my team, including Steve and Mellissa, could provide the support you needed during your home closing. Ensuring effective communication and professionalism is always a priority for...
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    Fabiano D
    OCEANSIDE, CA
    Posted on February 5th, 2026 04:01 PM
    Excellent communication with the team, and very easy to understand.
    Reply from Baha Maleki
    February 13th, 2026 04:02 PM
    I'm really pleased to hear that you found communication with the team smooth and easy to understand, Fabiano. Clear and effective communication is something I prioritize, so your feedback is truly appreciated. If you have any further questions...
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  • for
    Mission Valley
    google
    K
    Ken H
    Posted on February 5th, 2026 12:00 AM
    Susan and her team were very easy to work with and was always there if questions came up. Their customer service was excellent, they held our hands all the way through the loan process! Thanks, Ken
    Reply from Emerson Nogueira
    February 16th, 2026 08:41 PM
    It's great to hear about your positive experience working with Susan and her team. I’m glad they were able to assist you smoothly through the loan process. Should you have any further questions or need assistance in the future, don't hesitate...
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  • for
    Mission Valley
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    Natalie O
    Posted on February 5th, 2026 12:00 AM
    It was great to work with Jack. The refi process was so easy and painless
    Reply from Emerson Nogueira
    February 16th, 2026 02:42 PM
    I'm pleased to hear that you found the refinancing process easy and painless, Natalie. Working with you was equally enjoyable. If you ever have more questions or need assistance in the future, feel free to reach out.
  • for
    Mission Valley
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    Jo P
    Posted on February 5th, 2026 12:00 AM
    When using Synergy One Lending I highly recommend working with Senior Loan Officer Nick Maynard. Nick makes the loan process feel less stressful because he is so experienced and knowledgeable. He works fast and can do everything electronically....
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    Reply from Emerson Nogueira
    February 16th, 2026 02:21 PM
    Jo, I appreciate your kind words about working with me at Synergy One Lending. I'm glad to hear that my approach made the process less stressful for you. Helping busy clients like you with a seamless experience is always a priority. If you...
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  • M
    Mas A
    Beverly Hills, CA
    Posted on February 4th, 2026 05:36 PM
    Ken and his team, particularly Malissa, are the best Great job!
    Reply from Ken Kamins
    February 4th, 2026 06:43 PM
    Thanks for your great review! Melissa always does an amazing job. Congratulations to you and Fera on your beautiful home purchase. It was a long time coming, but your patience paid off and you really got what you wanted! You are always a pleasure...
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  • M
    MarMar V
    Posted on February 4th, 2026 04:55 PM
    Baha once again was amazing to work with. She helped us refinance our original mortgage & the results were nothing short of incredible. Baha answered any & all of our questions & always kept us updated through the entire process. The Greatest...
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    Reply from Owner
    February 12th, 2026 03:05 PM
    MarMar, I appreciate you sharing your thoughts on your refinancing experience. I'm glad I could assist with your mortgage refinance and help ensure you were well-informed throughout the process. It's very important to me that all your questions...
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  • M
    Margot V
    Spring Valley, CA
    Posted on February 4th, 2026 04:53 PM
    Baha once again was amazing to work with. She helped us refinance our original mortgage & the results were nothing short of incredible. Baha answered any & all of our questions & always kept us updated through the entire process. The Greatest...
    read more
    Reply from Baha Maleki
    February 12th, 2026 04:53 PM
    Margot, your feedback means so much to me. It's wonderful to know that you felt well-supported and informed during your refinance process. Meeting clients' needs thoroughly and answering all questions is a priority I strive for. Should you...
    read more
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    Teresa T
    Birmingham, AL
    Posted on February 4th, 2026 04:19 PM
    Mr. Haddad and his team are amazing. They worked my account through all of the obstacles. Melissa was also exceptional.
    Reply from Steve Haddad
    February 12th, 2026 11:49 PM
    Thank you so much for the kind words — it truly means a lot. We know the process can come with obstacles, and we take pride in working through every one of them. Melissa and I appreciate the opportunity to help, and we’re always here if you...
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  • for
    Mission Valley
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    Ant C
    Posted on February 4th, 2026 12:00 AM
    Fast and efficient.
    Reply from Emerson Nogueira
    February 16th, 2026 08:23 PM
    I appreciate your feedback, Ant. It's great to hear that you found the service fast and efficient. If there's anything else I can help with, feel free to let me know.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235