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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
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Reviews from Web
  • R
    Rachel A C
    EL CAJON, CA
    Posted on February 25th, 2026 04:31 PM
    Joel was knowledgeable, efficient, and confident. He was able to andeer all of our questions and created a sense of ease through the whole process we were so happy and grateful for the service ger her provided for us . There was never a moment...
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    Reply from Joel Berman
    March 5th, 2026 04:32 PM
    I appreciate you taking the time to leave such a positive review, Rachel. It means a lot to hear that you felt confident and well-supported throughout the process. Creating a sense of ease and transparency is important to me, and knowing that...
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  • K
    Kameron J C
    EL CAJON, CA
    Posted on February 25th, 2026 04:03 PM
    He was very responsive and attentive . He answered all of our questions and made sure everything was in line to close on time!
    Reply from Joel Berman
    March 5th, 2026 04:04 PM
    I'm glad to hear that I could assist you smoothly throughout the process, Kameron. It’s important to me that all your questions were addressed and that the closing happened as planned. Thank you for sharing your experience with Synergy One...
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  • for
    Mission Valley
    google
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    Jessica R
    Posted on February 25th, 2026 12:00 AM
    Mission Valley has received a review with 5 star rating from Jessica R
    Reply from Emerson Nogueira
    March 9th, 2026 03:10 PM
    I'm grateful for your positive rating, Jessica. Thank you!
  • M
    Matthew S
    San Diego, CA
    Posted on February 24th, 2026 02:50 PM
    Quick, clear communication. Prompt responses. Detailed information on the steps and what is needed at any given time. They made my life easier in obtaining my mortgage by making the process smooth.
    Reply from Carmody Team
    March 4th, 2026 02:51 PM
    Matthew, I appreciate your feedback on the clarity and promptness of my communication. It's important to me that the mortgage process feels smooth and manageable. If you have any more questions or need further assistance, please feel free to...
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  • for
    Mission Valley
    google
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    Kristeen M
    Posted on February 24th, 2026 12:00 AM
    Our lender was Amy, she did so much more than just tell us what we were approved for and move on. She took the time to break everything down in a way that made sense, showing us estimated monthly payments and helping us understand how each...
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    Reply from Emerson Nogueira
    March 9th, 2026 04:18 PM
    Kristeen, it's truly gratifying to hear about your positive experience working with Amy. I’m pleased to know that she took the time to provide you with detailed insights and tailored her approach to fit your comfort zone. Her proactive nature...
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  • J
    Joao C
    San Diego, CA
    Posted on February 23rd, 2026 04:23 PM
    Matt is always very patient answering all questions. This is a lengthy and demanding process and Matt is there the entire way with guidance and support. He will go the extra mile to make sure needs are met.
    Reply from Matthew Shaver
    February 23rd, 2026 10:34 PM
    Hey Joao, I always enjoy working with you and Nuno; it's always a bit of a challenge, but you guys are super responsive and patient - which I really appreciate!
  • S
    Samad K
    Carlsbad, CA
    Posted on February 21st, 2026 12:06 AM
    Amazing and Fast
    Reply from Baha Maleki
    March 2nd, 2026 08:53 PM
    Thank you for the positive feedback, Samad. I'm pleased to know that you found the experience both amazing and fast. If there's anything else you need, feel free to reach out.
  • M
    Mounes H
    Posted on February 20th, 2026 06:07 PM
    Baha Maleki has received a review with 5 star rating from Mounes H
    Reply from Owner
    March 2nd, 2026 04:43 PM
    I appreciate the perfect rating, Mounes. If I can be of assistance in the future, don't hesitate to reach out.
  • M
    Mounes A H
    La Mesa, CA
    Posted on February 20th, 2026 06:06 PM
    Easy and painless! Would work with them again. Baha is great. :)
    Reply from Baha Maleki
    March 2nd, 2026 08:12 PM
    I'm glad to hear that your experience was smooth and easy, Mounes. Knowing you would work with me again is very rewarding. If there's anything more you need or any questions arise in the future, don't hesitate to get in touch.
  • A
    Alan J B
    San Diego, CA
    Posted on February 20th, 2026 03:09 PM
    Service was friendly and professional
    Reply from Carmody Team
    March 2nd, 2026 04:34 PM
    It's reassuring to know that you found the service both friendly and professional, Alan. I aim to provide a positive experience, so please feel free to reach out if there's anything else I can assist you with.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235