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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
From the very beginning, Natalie demonstrated a remarkable bias to action. My financial situation was particularly complex following a divorce, presenting several challenges that required more than a standard approach. Natalie was incredibly...
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Jason was on top of eveything and kept me informed every step of the way. Thank you
Heather was incredible throughout our home buying journey. We went through three different loan options, and at times the process felt overwhelming and even discouraging—like homeownership might not be possible for our family.Despite the challenges,...
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Working with Baha was a fantastic experience. She is incredibly personable and made the entire loan process straightforward. She was always available to answer my questions and provided informative updates at every stage. Her dedication ensured...
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Reply from Owner
April 27th, 2026 07:39 PM
I'm grateful for your kind words, Steve. It's appreciated to know that you felt supported and informed throughout the loan process. I'm glad I could assist you in closing on time without any issues. Your intention to refer your friends and...
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I cannot say enough about Baha! I was nervous about the process, but she made it incredibly smooth and stress-free. She was personable, kind, and truly went above and beyond to help me(even calming my nerves on the weekends). She took the time...
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Reply from Baha Maleki
April 27th, 2026 06:57 PM
I'm pleased to hear that I could help make the process smooth and stress-free for you, Steven. It's important to me that you felt informed and supported every step of the way. Your kind words mean a lot, and I'm here for any future assistance...
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Knowledge of lending process and ability to answer my plethora of questions
Reply from Jason Montoya
April 27th, 2026 07:40 PM
I'm pleased to hear that my knowledge of the lending process was helpful, Ty. Answering your questions thoroughly is always a priority for me. If there's anything else you need, please don't hesitate to reach out.
My experience with Regina was great from start to finish. She was professional, helpful, and made everything feel smooth and stress free. I really appreciate the support and communication throughout the process thank you again!
The whole process was so smooth and pretty much stress free. Jim took time to explain any questions that I had. Everyone was to kind, patient with me and helpful. I would highly recommend Jim and his team to friends for loan assistance.
Reply from Jim Potts
April 16th, 2026 11:26 PM
Mandy, thank you so much for the kind words this truly made our day! It was a pleasure working with you on your construction loan, and we're thrilled to hear the process felt smooth and stress-free. That's exactly what we strive for! The whole...
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Mission Valley has received a review with 5 star rating from Abby
It's really about Michael Sunnarborg, Branch Manager and his attention to detail! I can't say enough good things about him and this company! This is my second time working with him on my homes, one new home and one refinance and as always it's...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235