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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Karrie was excellent with explaining the process and helping us every step of the way. Any questions we had she answered or got the answers for. She went above and beyond to make the process smooth and get us into our forever home faster than...
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Reply from Karrie Boyer
May 7th, 2026 03:13 PM
Kimberley, I'm glad to hear that you felt well-supported throughout the process. It's great to know that my efforts in explaining things clearly and ensuring transparency with fees made a positive difference for you. Helping you into your forever...
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Mission Valley
Jackie was wonderful! She made our semi-complicated closing go as quickly, painlessly as possible. She even was able to get it to go through a week earlier than estimated. I highly recommend working with her--we would definately use her again...
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Mission Valley
As first time homebuyers thy were excellent to work with. I felt very comfortable trusting them the whole way and any question I had was immediately answered. The team made them readily available for me around my schedule throughout the whole...
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Great communication, super fast clear to close too.
Reply from Matthew Shaver
April 27th, 2026 06:32 PM
Thanks for the kind words Jeanne! I'm happy that my team and I were able to get your transaction completed quickly and efficiently.
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Baha was great! Walked us through the whole process and made the whole experience as easy as possible for us!
Reply from Owner
May 4th, 2026 07:20 PM
I'm glad to hear that you found the process easy, Christopher. It was a pleasure to guide you through it all. Thank you for your kind words!
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Baha helped walk us through every step of the process, answered all of our questions, and provided with confidence in our options.
Reply from Baha Maleki
May 4th, 2026 07:36 PM
I'm happy to hear that I could help guide you through the process and answer your questions, Christopher. It's great to know you felt confident in your options. Thank you for your kind words!
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Mission Valley
We really appreciated working with Aliya Hanson at Synergy One in buying our first home. She taught us a lot, and was very strategic with our options and always responsive, communicative, kind. She made sure we experienced no financial surprises,...
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Mission Valley
Could not have asked for a better experience working with Aliya and the S1L team. They went above and beyond to ensure we fully understood the mortgage process, provided us with insightful intel and worked with us to come up with the best scenario...
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Mission Valley
The entire Jennifer Sheil team in Cincinnati is wonderful to work with! We cannot begin to thank them enough for helping us after our debacle with PNC. They were able to get everything together and keep our original closing date that was put...
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Matt's team was amazing on all fronts! The entire team was clear and consistent with communications and expectations, everything was handled with proactive intent, and our options were provided in a well organized and understandable way making...
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Reply from Matthew Shaver
April 23rd, 2026 10:53 PM
Wow! I think that I'll use Matt and his team for my next transaction ;)
I am really excited for you and Keri, and pleased that you found this transaction mostly stress free..
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235