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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
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2%
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Reviews from Web
  • for
    Mission Valley
    google
    K
    Katrine A
    Posted on May 5th, 2026 12:00 AM
    Jennifer and the Sheil Team really came through for me on securing a new home with unexpected financial requirements. Now we're living in our dream home thanks to her!
  • C
    Carol M
    San Diego, CA
    Posted on May 2nd, 2026 09:27 PM
    Joel was excellent in communicating with the buyers and myself as Agent, and provided outstanding loan information and service!
    Reply from Joel Berman
    May 2nd, 2026 09:31 PM
    Thank you Carol. It's an honor to work with you and your clients
  • B
    Belinsa L
    Irvine, CA
    Posted on May 2nd, 2026 04:47 PM
    It was a pleasure working with Rick. The process was very smooth and efficient, and you can really tell they have a lot of experience. They handled everything professionally and made the whole transaction much easier. Highly recommend!
    Reply from Rick Kleinfinger
    May 3rd, 2026 02:11 PM
    Hi Belinsa, I'm grateful for your kind words and for the recommendation. I look forward to working with you again soon.
  • D
    David G
    Posted on May 2nd, 2026 03:46 PM
    Baha, is the G.O.A.T at what she does. She communicates very quickly on what documents she needs and how the process is going to play out. She already helped me achieve my dream on purchasing a home. I remember she said “when it’s time to refinance...
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    Reply from Owner
    May 11th, 2026 08:19 PM
    David, I'm glad to have been able to assist you in both purchasing your home and refinancing. It's important to me to communicate clearly and promptly throughout the process. Thank you for your trust and for sharing your positive experience!...
    read more
  • D
    David A G
    El Cajon, CA
    Posted on May 2nd, 2026 03:41 PM
    Baha, is the best at what she does! She's straight forward on what she needs when it comes to documents and how things are going to play out. She already helped me accomplish my dream of purchasing a home and now being able to refinance. Thank...
    read more
    Reply from Baha Maleki
    May 11th, 2026 07:49 PM
    David, I'm grateful for your kind words and glad to hear that I've been able to help you both with purchasing your home and refinancing. It's important to me to be straightforward and clear throughout the process. Thank you for trusting me...
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  • A
    Atef R
    Irvine, CA
    Posted on May 2nd, 2026 03:04 PM
    Excellent communication throughout the process
    Reply from Rick Kleinfinger
    May 3rd, 2026 02:09 PM
    Thank you for the review Dr R! It was a pleasure working with you again!
  • C
    Charles M E
    Los Angeles, CA
    Posted on April 30th, 2026 10:53 PM
    Our refi was tricky. But Steve guided us patiently and expertly every step of the way. He really made the process as easy and understandable as possible, and helped us get the best possible result. A+++
    Reply from Steve Haddad
    May 1st, 2026 04:08 PM
    Charles, thank you—really appreciate the kind words. Glad we made a complex deal feel simple. Always here if you need anything.
  • K
    Kari L K
    San Diego, CA
    Posted on April 30th, 2026 05:05 PM
    Constant and friendly communication, and down to earth explanations while going through the process!
    Reply from James S. Carmody
    May 6th, 2026 05:12 PM
    Thank you for your kind review Kari. It was an honor and a pleasure guiding you through this process. Please don't hesitate to reach out to my team and I if there is anything we can do for you and your loved one's moving forward.
  • for
    Mission Valley
    google
    L
    Lan
    Posted on April 30th, 2026 12:00 AM
    I had the pleasure of working with Hayden. As a home buyer, the mortgage process can feel overwhelming, but she kept me informed every step of the way — no surprises, no confusion. Everything moved quickly and smoothly, and any complexity that...
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  • J
    James M L
    ESCONDIDO, CA
    Posted on April 29th, 2026 03:18 PM
    Baha was super helpful and communicative! i was new to this whole process and never felt talked down to.
    Reply from Baha Maleki
    May 7th, 2026 03:19 PM
    I'm pleased to hear that you found my communication helpful, James. It's important to me that you felt respected and supported throughout the process. Thank you for sharing your experience!
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235