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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Heather and the team was amazing to work with. They were on top of everything, provided very consistent and clear communication with both the client and me. The best part is they worked to find the best product and rate for my client, and my...
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We had an excellent experience. The process was easy and moved quickly. We highly recommend Synergy One and their staff, Ryan and Diana, for your mortgage loan needs.
Mission Valley has received a review with 5 star rating from Akemy G
Mission Valley has received a review with 5 star rating from Stefanie K
Randy and his team were responsive to questions and needs. We were happy with our mortgage rate and felt it was very competitive. We would work with them again and recommend using them.
Easy to follow steps , throughout the entire process .
Easy to follow steps , throughout the entire process .
Reply from Baha Maleki
September 28th, 2026 01:57 PM
Karen, I'm happy to hear that you found the process easy to follow. At Synergy One Lending, Inc., I strive to make every step clear and straightforward for my clients.
Working with Jack was the best part.
Helpful, attentive, knowledgeable and easy to work with!
Reply from Owner
September 19th, 2026 12:35 AM
Thank you for the lovely review! It was so nice to work with you as well 😃
Helpful, available and got the job done.
Reply from Jason Montoya
September 28th, 2026 08:33 PM
Caroline, I'm pleased to know that you found my assistance helpful and that I was able to get the job done for you. At Synergy One Lending, Inc., we strive to be available and supportive throughout the process. If there's anything else you...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235