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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James and his team was on top of every aspect of the loan process to both my client and myself. His communication was wonderful and always timely. He was excellent explaining my first time VA buyer the process of obtaining a loan and guiding...
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Matthew was extremely friendly, knowledgeabl, and prompt .
Reply from Matthew Shaver
September 29th, 2026 09:58 PM
Thanks Aaron, I am really excited for you and Cara!
Mission Valley has received a review with 5 star rating from Dalik M
Responsive, very quick to process documents, very clear communications at every step. This farm uses electronic document management extremely well.
Gilberto Guerrero was absolutely amazing throughout the entire mortgage process! He was professional, knowledgeable, patient, and always available to answer our questions. He explained every step clearly and made sure we understood all of our...
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Mission Valley has received a review with 5 star rating from Shyamali S
Mission Valley has received a review with 5 star rating from Steve F
Mission Valley has received a review with 5 star rating from Lisa T
Mission Valley has received a review with 5 star rating from Kora V
Excellent communication, friendly and professional, never felt rushed while discussing options.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235