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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Baha is effective, efficient, and most importantly, effusive!
Reply from Baha Maleki
June 24th, 2026 07:02 PM
Henry, I appreciate your kind words about my effectiveness and efficiency. It's wonderful to know that my approach resonated with you at Synergy One Lending, Inc. Thank you for sharing your thoughts!
for
Mission Valley
Working with Yvonne was an outstanding experience from start to finish. She truly went above and beyond for our family throughout the entire loan process. Yvonne was incredibly communicative, always keeping us informed and promptly answering...
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for
Mission Valley
Andy was great he was thorough quick and to the point! He explained everything very well.
for
Mission Valley
As the listing broker in the transaction, I did not have a good experience with the file. We ultimately closed and funded; however, not without a lot of stress, three weeks of extensions, and a lot of unanswered phone calls and text messages...
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for
Mission Valley
At Closing I found out that my HOA fees where paid for two years because of a Great decision Mr. Hernandez made on my behalf...i was tryly truly blown away. Thanks brother!
for
Mission Valley
We would recommend S. John Murray to anyone looking for great mortgage rates. He’s kind, knowledgeable and willing to answer any ridiculous question you may have. We give him a 10/10!
for
Mission Valley
I had an excellent experience working with Jackie Murphy's team at Synergy One Lending. The interest rate was competitive and the website was easy to navigate. As a first time homebuyer, I really appreciated Jackie taking the time to explain...
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Sarah is very responsive and personable, as our RA says "she's awesome!". I would recommend her 10/10!
Reply from Sarah Lindsey
June 20th, 2026 04:41 PM
Lorraine, thank you for your kind words and recommendation. I'm very happy for you both!
I highly recommend James and his lending team. From start to finish, their communication was exceptional, their response time was incredibly fast, and they consistently kept everyone informed throughout the entire process.James and his team...
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Reply from Carmody Team
June 22nd, 2026 02:24 PM
Thank you so much, Stephanie, for your wonderful feedback. I'm pleased to hear that James and his team provided exceptional communication and support throughout your process. It's great to know that their knowledge and dedication made your...
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Sarah is a great communicator, knowledgeable, knows her stuff and very nice.
Reply from Sarah Lindsey
June 20th, 2026 04:40 PM
Lisa, I'm grateful for your kind words. I'm pleased to hear that my communication and knowledge were helpful to you. Thank you for taking the time to share your experience.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235