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Synergy One Lending, Inc., Santa Barbara, CA

Santa Barbara, CA
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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
97%
4 Star
2%
3 Star
0%
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Reviews from Web
  • for
    Mission Valley
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    Colton R
    Posted on June 30th, 2026 12:00 AM
    Jackie and her team were so helpful and attentive , they made our first home purchase a total breeze! Couldn't thank them all enough for the hard work they did. Also the synergy one app they use is very user friendly and makes the whole process...
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    Mission Valley
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    Stephen G
    Posted on June 26th, 2026 12:00 AM
    Highly recommend this team, thank you for working in overdrive to get us this home.
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    Mission Valley
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    Shaun C
    Posted on June 26th, 2026 12:00 AM
    Mike Crumley and Joe Massey are pros. They listened to what I needed and made it happen in less than 2 weeks. Highly recommend
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    Mission Valley
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    Ashley M
    Posted on June 25th, 2026 12:00 AM
    Jenn made what could have been a stressful home loan process feel smooth and manageable from start to finish. She was incredibly knowledgeable, responsive, and always took the time to explain every step, making sure I felt confident and informed...
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    Angela D
    Posted on June 25th, 2026 12:00 AM
    Our dreams have finally became a reality. We have been looking for over 7years and was always turned down. So we just said let’s just rent. We went to go see a home and that’s when our whole world changed. We met Realtor Cornelius Turner. We...
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    David L M
    Oxnard, CA
    Posted on June 23rd, 2026 06:13 PM
    David stayed on top of my application and was helpful in evaluating all of my options
    Reply from David Varela
    July 1st, 2026 06:14 PM
    David, I'm glad to hear that you found my support helpful during your application process. It's great to know that I could assist in evaluating all of your options. Thank you for your kind words and for choosing to work with me at Synergy One...
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    Ajit K
    San Marcos, CA
    Posted on June 22nd, 2026 03:04 PM
    Baha was very responsive throughout the process and allayed our fears by answering our questions promptly and honestly. The team was thorough with the documentation and the loan was closed in 21 days without any problems. She would be highly...
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    Reply from Baha Maleki
    June 30th, 2026 03:04 PM
    Ajit, I'm pleased to hear that my responsiveness and honesty helped allay your fears during the process. It's great to know that the documentation was thorough and the loan closed smoothly in 21 days. Thank you for your kind recommendation!
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    Trevor A D
    San Juan Capistrano, CA
    Posted on June 20th, 2026 03:41 PM
    Very responsive and full transparency she explained every step of the process
    Reply from Sarah Lindsey
    June 20th, 2026 04:42 PM
    Trevor, I appreciate your positive feedback. I'm glad to hear you found the transparency and responsiveness helpful throughout the process. I’m very excited for you and Lorraine!
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    Mission Valley
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    Jen C
    Posted on June 20th, 2026 12:00 AM
    Rob consistently delivers exceptional service. He’s personable, knowledgeable, and truly knows the lending business inside and out. His communication is excellent, and he keeps the process moving forward smoothly from start to finish. Whether...
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    Ruth A
    Posted on June 18th, 2026 12:00 AM
    There aren’t enough words to express how grateful I am to Diana for helping me achieve my dream of becoming a homeowner.From the very beginning, Diana was more than just a loan officer—she was a source of guidance, encouragement, and support...
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Company

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235