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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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Look no further. Baha and her team made our refinance process so easy and she explicitly outlined and walked us through every step of the way. When other lenders couldn't help us, Baha and Team Maleki came through! I highly recommend you contact...
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Reply from Owner
June 18th, 2026 06:58 PM
Lorraine, I'm grateful for your wonderful feedback. It's great to know that my team and I could make the refinance process easy for you at Synergy One Lending, Inc. Thank you for your kind recommendation!
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From the get go, every step was explicity described for an easy process. Baha and her team were uber-responsive. I've already referred her to a couple of people.
Reply from Baha Maleki
June 18th, 2026 07:02 PM
Lorraine, I'm happy to hear that you found the process easy and that our responsiveness met your expectations. Thank you so much for referring me to others; it truly means a lot.
Great communi and setting up expectations early on in the process
Reply from James S. Carmody
June 10th, 2026 07:30 PM
Thank you for your kind review Maria. It was a pleasure guiding you through this process. My team and I are honored to be here as a resource for you.
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Best in the business 👌🏽
Reply from Owner
June 17th, 2026 06:33 PM
Mike, I appreciate your positive feedback and I'm glad to know you feel that way. Thank you for recognizing my efforts at Synergy One Lending, Inc.
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Baha and team are superstars at what they do! 10/1
Reply from Baha Maleki
June 18th, 2026 02:28 PM
Michael, I'm pleased to hear that you think so highly of my team and me. Thank you for your kind words and support at Synergy One Lending, Inc.
nice smooth transaction
Reply from Carmody Team
June 10th, 2026 07:31 PM
Thank you for taking the time to write us a review Mike. It was a pleasure working with you on this transaction. If there is anything my team and I can do for you please do not hesitate to reach out. We are honored to be here as a resource!...
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Great user dashboard. Easy to follow and keep up to date. Easy to upload files.
James and his team honored our initial interest rate.
Very helpful with credit score re-evaluation.
Reply from Carmody Team
June 10th, 2026 07:37 PM
Thank you for taking the time to write this kind review Bryan. We pride ourselves on ease, expertise, and speed. I am happy to hear this reflected upon the process! It was an absolute pleasure working with you. If you or your loved ones ever...
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The team went above & beyond to make sure everything went smoothly.
Reply from Carmody Team
June 10th, 2026 07:39 PM
Thank you for your review Lauren. I was honored to help guide you through this process. If you have any questions moving forward my team and I are always here as a resource for you.
Highly recommend Heather. She was professional and honest. She responded quickly and answered all my questions with ease. She was wonderful to work with.
Reply from Heather Millspaugh
June 8th, 2026 09:26 PM
Thank you Beth!
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Mission Valley
Matthew is an excellent communicator before, during, and post-closing. He ensured I knew my options at all times, and that all of my questions were answered before ending every call. I put my trust in Matthew and he delivered on all fronts....
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235