S
Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
for
Mission Valley
Mission Valley has received a review with 5 star rating from Paige C
Rick, as usual, is an excellent agent. Always working hard to get a loan package that is fantastic for us. We have worked with him for years on different projects and would not hesitate to work with him again.However, this time, the person...
read more
Reply from Rick Kleinfinger
July 14th, 2026 08:05 PM
Susan, I appreciate your continued trust in me over the years and your positive feedback about my efforts. I'm truly sorry to hear about the last-minute changes made by the underwriter and understand how frustrating that must have been. Your...
read more
for
Mission Valley
Mission Valley has received a review with 5 star rating from Thomas J
for
She is very polite and has so much knowledge i like working with
Reply from Baha Maleki
July 13th, 2026 08:17 PM
Reyna, I'm glad to hear you found my politeness and knowledge helpful. It's always a pleasure working with you. Thank you for sharing your experience!
for
Mission Valley
We really enjoyed working with Jackie and her team at Synergy One Lending. The application process was super simple. I liked using the app to input information, upload, and check for updates.Jackie really cares about her clients. She has our...
read more
for
Mission Valley
Great experience with Rick Kleinfinger - thorough, knowledgable, professional. Made the whole process easy.
Thorough and professional.
Reply from Rick Kleinfinger
July 9th, 2026 05:45 PM
Glenn, I appreciate your kind words. I'm glad to hear you found my services thorough and professional. Thank you for your feedback!
for
Mission Valley
From the very beginning Jim was very straight forward and honest with me about everything that was happening in the world and how it would affect me. The whole process was very smooth and I really have to thank Jim for that. I had several questions...
read more
We have completed multiple transactions w/Rick and are very loyal to him. Unfortunately the underwriter on this last transaction was a nightmare- multiple delays and closing barely accomplished- so 2 weeks of constant stress.
Reply from Rick Kleinfinger
July 8th, 2026 03:13 PM
Ruth, I’m grateful for your loyalty and continued trust in me over multiple transactions. I'm sorry to hear about the challenges you faced with the underwriter on this last transaction. Your feedback is important, and I'll use it to improve...
read more
Communication was great and all deadlines were met. That is what you want from a lender.
Reply from Carmody Team
July 8th, 2026 03:06 PM
I'm grateful for your positive feedback, Scott. It's wonderful to know that our communication and punctuality met your expectations. If there's anything else I can assist you with, please feel free to reach out.
261–270 of 7898
About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235