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Synergy One Lending, Inc., Santa Barbara, CA
Santa Barbara, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thankful thats he did everything for us to me happy and for us the get the home that we were happy
Reply from Joel Berman
July 20th, 2026 05:39 PM
I'm pleased to know that you're happy with your home, Alberto. It was my goal to ensure everything went smoothly for you. If you ever need anything else, I'm here to help.
The other people you hire need to understand how construction loans work, how the interest only payments work, and your underwriter's shouldn't make it their mission to only find a way not to give someone their appraised value. Also, when a...
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Jennifer and her team were outstanding during the entire home-buying process. They were knowledgeable, responsive, patient, and always willing to answer our questions. They kept us informed every step of the way, made a complicated process...
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Mission Valley has received a review with 5 star rating from Alberto S
Jack was amazing, very professional and attentive, he walked my husband and I through the process of buying a house and it made it feel very easy, took care of everything, answered all of our questions and made this experience very stress free,...
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Mission Valley has received a review with 5 star rating from Hunter V
We closed quickly and easily, thank you Jackie!
Jason is personable, explained everything and made a stressful situation more manageable!
Reply from Jason Montoya
July 15th, 2026 04:05 PM
Anne, thank you for your kind words. I'm pleased to know that I could make the situation more manageable for you. If you have any further questions or need assistance, feel free to reach out.
Working with Adam was easy. He's communicative and competent, often responding within 30 minutes of receiving an email. Everything for our purchase ran exactly on time with no delays.
I would highly recommend Gabe Aigner with Synergy One Lending. He was professional, knowledgeable, and responsive.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235