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Lower - Beachwood, OH
Beachwood, OH
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
The overall experience was better than I received from other, although there was too much back and forth with the Truth and Lending statements which was not needed before the Appraisal report. Overall I received the best offer from Lower Loans...
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Carlton was always available to take my calls and walk me through the best options for my refinance. He is extremely patient and very quick to respond to his clients, I will definetly be doing business with him again in the future. Best refinance...
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Reply from Carlton Hockaday
September 4th, 2026 02:11 PM
Robert, I appreciate your thoughtful review and am pleased to hear that you had a positive refinance experience. It's great to know that my availability and straightforward approach were helpful to you. Thank you for trusting me with your refinancing...
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Maggie Miller was very helpful. She explained and got it through the entire process. She helped us take care of all the details in a timely method. She was kind patient and understanding when things became difficult.It was definitely a result...
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Reply from Maggie Miller
September 2nd, 2026 08:10 PM
CAROL, I appreciate your kind words and am pleased to know that my assistance was helpful throughout the process. It's nice to hear that my efforts in managing the details and providing support were beneficial to you. Thank you for sharing...
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Joe was very responsive throughout the process. He answered any questions I had..
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Great communication and response times on my questions. Very friendly experience.
Everything was smooth and quick
Reply from Wayne Spindler
September 1st, 2026 01:54 PM
I'm happy to hear that everything went smoothly and efficiently, Tanya. Thank you for sharing your experience!
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Matthew Goodrich
He helped me when no one else would help me
Josh had the help/answers I needed at this finger tips.
Lots of patience with me as refinancing isn't what I do very often.
I would use him again, if the opportunity become available
Reply from Josh Toothman
August 31st, 2026 01:36 PM
I'm thankful for your feedback, Kaylynne. I'm glad I could provide the help and answers you needed. If you have any future refinancing needs, I'd be happy to assist you again.
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It seemed like a lot of mis communication and one person not knowing what the other is needing. Alot of wasted back and forth time.
Communication. Back and forth, by phone by email by text. Grayson always made time to answer my questions, and made the entire process, from start to finish, virtually carefree.
Reply from Grayson Henderson
August 31st, 2026 05:07 PM
Gregory, I appreciate your kind words about the communication throughout the process. I'm glad I could make things easier for you and answer your questions promptly. If you ever need further assistance, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.