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Kansas City, Overland Park, KS
Overland Park, KS
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Todd was so great to work with. He helped my sister and I through the entire process. I would recommend him to anyone. I was totally pleased with the experience. Thank you, Todd.
Reply from Todd Hedger
August 28th, 2025 06:56 PM
I'm really glad to hear that you and your sister had a positive experience working with me, Kristy. It was my pleasure to assist you both through the process. Thank you for your kind words and for recommending me. If you have any questions...
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Scott was great. I would choose first state bank over and over.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you so much, Jason! We’re thrilled to hear Scott provided such a great experience. We truly appreciate your trust in First State Bank and look forward to being here for you whenever you need us again.
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Great overall experience! Would definitely recommen!
Reply from Phil Scaglia
September 1st, 2025 12:51 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Chris was very communicative throught out the whole process, making things easy and smooth. Always was letting me know what was going and making sure we got everything done before the deadlines. If anyone ever need a loan officer, I would highly...
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Reply from Chris Laughlin
August 26th, 2025 06:51 PM
Riley: I know the process of getting the downpayment grant approved was a lot of work. Thank you for having a positive 'get it done' attitude as we worked through all the government requirements together. I hope you have many happy years in...
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it was great working with todd
Reply from Todd Hedger
August 26th, 2025 06:37 PM
Thank you, Luke, for your kind words. I'm grateful for the chance to work with you and I'm glad the experience was a positive one. If there's anything else you need or if you have more questions down the line, feel free to reach out. Take care!...
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Great communication and Phil knows his stuff
Reply from Phil Scaglia
August 31st, 2025 02:39 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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Phil is upfront and honest. Clearly communicated what we needed to do. We could not have done this with out him
Reply from Phil Scaglia
August 31st, 2025 02:08 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Worked with Phil on a mortgage for my first home purchase. He was very communicative and knowledgeable and made the process as seamless as possible. Very impressive
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Ray! We’re thrilled to hear Phil made your first home purchase seamless with his knowledge and communication. Congratulations on your new home!
Jim Yarrington has received a review with 5 star rating from Riley Z
Reply from Owner
October 3rd, 2025 12:00 AM
Riley, we’re grateful for your 5-star rating! Thanks for choosing us to help with your home mortgage loan.
Chris made the process of buying a home one of the most informative and straightforward experiences my wife and I have ever had. Not only is he extremely personable, but he also was very communicative about every step of the process. He was...
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Reply from Chris Laughlin
August 25th, 2025 08:50 PM
Conner: Thank you for kind words. Working with you and Honor was a pleasure. Now we just need interest rates to drop a little so we can help you refinance for free down to a lower rate!
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org