Raymond Bravo
Sr. Loan Officer | NMLS #213751
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ray Bravo is a phenom. You can't get any better. His high energy and expertise are unmatched. His support team is also awesome. Everything went smoothly with no big surprises. We couldn't have ask for more. I'm so happy our realtor recommended...
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Ray was always accessible and willing to answer questions. Very knowledgeable!
Reply from Raymond Bravo
May 1st, 2025 05:07 PM
Ty Kelly much appreciated especially when I have a Very easily deal and clients to work with enjoy your new second home... ty again. and call me with ant questions.. your lender for life...
Ray would always answer and would always provide friendly and useful advice. I have already been trying to record him to a friend that is looking for a loan.
Reply from Raymond Bravo
March 12th, 2025 03:11 PM
Maxwell, thank you so much for your kind words! I'm really glad to hear that my advice was helpful for you, and I appreciate you recommending me to your friend. It's always a pleasure to assist, and if there's anything else you need, don't...
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Very professional, responded to all my questions and needs in a timely manner.
Reply from Raymond Bravo
March 12th, 2025 03:11 PM
Thank you so much, Lubov! I'm really glad to hear that you felt I was professional and responsive. It was a pleasure assisting you, and I truly appreciate your kind words. If you ever have more questions or need further assistance, don't hesitate...
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I never once talked to Raymond Bravo. I had a different contact that I worke with through the transaction. My answers reflect the interaction with a different rep. Either way, was not the smoothest transaction, in all, we completed the transaction....
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He stayed on top of things
Love working with Ray, it's always a great experience. When Ray is in charge, I know everything will be done on time and not overlooked. As a Realtor, that is so very important! Thanks Ray!
Reply from Raymond Bravo
August 15th, 2024 03:36 PM
Ty Lynn it's wonderful working with a really well knowledgeable and enthusiastic realtor thank you as always for your trust in me
Ray is absolutely awesome, very great on communication and made sure my home loan was a super streamlined process. Would highly recommend. Great guy!
Reply from Raymond Bravo
August 15th, 2024 03:37 PM
Thank you Justin for trusting me to do your mortgage loan as always if you have any questions or referrals please contact me ************ thank you again Raymond
Mr. Bravo made the buying experience a breeze. He was extremely helpful. He was always available to answer questions and very responsive. Mr. Bravo went out of his way to ensure we got the best available loan and the best available rate. He...
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Ray was fantastic and on top of every detail from start to finish. Due to the crazy seller's market, I put offers on multiple houses over the course of 2 months and he had a pre approval letter written with an hour for each. This process was...
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Reply from Raymond Bravo
April 24th, 2024 02:47 AM
I truly appreciate your kind words and the time you took to share your experience, Brad. Navigating this market can indeed be stressful and knowing that I was able to make the process smoother for you is why I do what I do. Your realtor's comments...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Raymond is a seasoned mortgage banker for over forty years of experience with all loan programs whether first time home buyer or past clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
all residential loans including: CONVENTIONAL, VA, FHA, JUMBO, AND NON QM : BANK STATEMENT
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - mortgage consultantFeb 1st, 2024 - Current
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 213751
Hobbies
- anything out doors, all sports, especially golf ty
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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