

Raymond Bravo
Sr. Loan Officer | NMLS #213751

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ray’s knowledge of the local real estate market helped us make and have our offer accepted. He and his team were incredibly fast in getting us clear to close. Also, Ray communicated every step of the way and was very helpful during the entire...
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Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
ty Jeff much appreciated
Raymond is very thorough and efficient in how he does business. He keeps U informed step by step through your mortgage journey. He made the process very easy. My loan was completed and closed much faster than I expected. I know it was because...
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Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
TY Alex It was a pleasure working with even thou you are my brother...lol
Ray was a pleasure to work with. The process was quick and his staff couldn’t have been nicer. They made me feel very comfortable and it was a pleasure to work with them. I would recommend Ray to anyone I know!
Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
TY Kelly I hope you enjoy your new home...call me if you ever need anything...:)
Smooth transaction from start to finish. I cannot say enough great things about Ray and his team. Top-notch communication. Ray actually makes the home buying process enjoyable.
Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
TY Jess...its always get to work with you and Ryan....next house will be your choice lol
Ray made things easy and helped every step of the way to make sure things got done.
Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
TY Brandon
While home buying is an exciting time for everyone, it is also very stressful. Especially for first time buyers. BUT IT DOESN’T HAVE TO BE! That’s why we are so grateful that we went with Ray. He makes himself completely available to his clients...
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Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
Ty Brandon It was a pleasure working with you and Ashley...as always you can reach out to me with any questions.....remember you are part of our family now...best
Raymond made it happen. He was there from step one until we closed. He is such a great guy who helped me all the way without making me feel inadequate. Taught me the things I need to do to be able to get the mortgage.
Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
Ty Melanie it was my pleasure making you dream of home ownership possible...welcome to the DK Family!
Friendly, communication
Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
Ty Michael....you were very easy to work with...ty
Ray takes care of everything and made the entire process very seamless.
Reply from Raymond Bravo
May 2nd, 2024 04:51 PM
ty Patrick I enjoyed working with you on your home purchase...call me with any questions...
Ray treated us like family. He was very prompt and on top of everything. He laid out exactly what we needed to do and how to get it done so that we could buy our first home. Ray was always available to answer any question we had no matter what...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Raymond is a seasoned mortgage banker for over forty years of experience with all loan programs whether first time home buyer or past clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
all residential loans including: CONVENTIONAL, VA, FHA, JUMBO, AND NON QM : BANK STATEMENT
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - mortgage consultantFeb 1st, 2024 - Current
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 213751
Hobbies
- anything out doors, all sports, especially golf ty
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235