Raymond Bravo
Sr. Loan Officer | NMLS #213751
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Raymond was very helpful and responsive! It was a very detailed and great experience.
Great comminication and provided detail explanations! It was an expedited close so he was prompt and help to keep the ball rollin. I hope I get the oppert to work with Raymond again in the future.
This has been a long journey for me, Ray and his team stuck by my side every step of the way until I found my home. Very grateful for them going above and beyond throughout the whole process.
Reply from Raymond Bravo
May 19th, 2026 08:52 PM
Daniel, I'm really happy to hear that we were able to support you throughout your journey. It was a pleasure working with you and ensuring that every step was covered. Thank you for your kind words, and I’m grateful for the opportunity to have...
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Ray made it great. He made the entire process virtually stress free and SO easy. I would recommend him with the highest regard to anyone I know in need of financing.
Reply from Raymond Bravo
December 31st, 2025 05:48 PM
I'm pleased to hear that your experience was smooth and straightforward, Collin. Making the process stress-free is always my goal, and I'm grateful for your recommendation. If there's anything more I can do for you in the future, please don't...
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Raymond was super helpful with all our questions. He explained everythino to us in detail and helped us through out the process from start to the end. He was great to work with.
Reply from Raymond Bravo
September 22nd, 2025 12:38 PM
Ty so much Shradha... it was a pleasure working with you both..... call me if have any questions ty again Raymond
The overall service and all the advices.
Reply from Raymond Bravo
September 19th, 2025 07:57 PM
Always a pleasure working with you thank you for being an excellent client
went above and beyond and made the process super smooth very grateful
Ray takes everything to the next level he is available at the customers demand and ensures a smoot process!
Reply from Raymond Bravo
May 13th, 2025 05:33 PM
Ty Ben it was my pleasure
Raymond took great care of us in purchasing our first home awesome team. Carol O'Malley was also a huge help.
Ray Bravo is a phenom. You can't get any better. His high energy and expertise are unmatched. His support team is also awesome. Everything went smoothly with no big surprises. We couldn't have ask for more. I'm so happy our realtor recommended...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Raymond is a seasoned mortgage banker for over forty years of experience with all loan programs whether first time home buyer or past clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
all residential loans including: CONVENTIONAL, VA, FHA, JUMBO, AND NON QM : BANK STATEMENT
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
189
/850
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Positions
- Synergy One Lending - mortgage consultantFeb 1st, 2024 - Current
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 213751
Hobbies
- anything out doors, all sports, especially golf ty
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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