

Raymond Bravo
Sr. Loan Officer | NMLS #213751

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
As a Realtor, I have the opportunity to work with many, different lenders. I have been lucky to have used Ray early in my career and have never been disappointed. He has been incredibly responsive, knowledgeable and professional. Ray is always...
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As a Realtor, I have the opportunity to work with many, different lenders. I have been lucky to have used Ray early in my career and have never been disappointed. He has been incredibly responsive, knowledgeable and professional. Ray is always...
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I am a real estate broker. I have worked with Ray since 2005! On each and every deal he takes the time to answer all of your questions so you fully understand the process. He is someone who you can call direct on his cell anytime. He is a Knowledgeable...
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I am a real estate broker. I have worked with Ray since 2005! On each and every deal he takes the time to answer all of your questions so you fully understand the process. He is someone who you can call direct on his cell anytime. He is a Knowledgeable...
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Ray helped me to refinance my home at a great rate using the HARP program, just when it looked like nobody would help. The refinance is saving me over $400/month, and there was no appraisal required. The bank that we used took an extremely...
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Takes a good attitude in helping clients. Very knowledgeable.and trustworthy. Returns telephone calls with promptness..On a score of one to ten and ten being the best, I would score him a 10 TEN. S.C.Horbach
Ray is a very knowledgeable person who has his client's best interests in mind at all times. When he worked with me, he was friendly and personable and flexed his schedule to meet with me at times that were convenient for me. I would use Ray...
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I've done business with Ray on a personal level and business level. Each time he was thorough, concise and to the point, and complete understanding of the loan products and the real estate market. I've been in both residential and commercial...
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Ray was a great broker that helped us with all the paper work to buy our house. He came to the house several time for us to fill out paper work, instead of us having to go to an office. He made it on our time. Ray seemed a little overwhelmed...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Raymond is a seasoned mortgage banker for over forty years of experience with all loan programs whether first time home buyer or past clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
all residential loans including: CONVENTIONAL, VA, FHA, JUMBO, AND NON QM : BANK STATEMENT
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - mortgage consultantFeb 1st, 2024 - Current
Year Started
1984
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 213751
Hobbies
- anything out doors, all sports, especially golf ty
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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