Ray Putt
Senior Loan Officer | NMLS 790492
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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Throughout my experience with Ray, I have consistently been impressed by his integrity, expertise, and commitment to client success. Ray combines deep industry knowledge with a personal approach, ensuring that every client feels informed and...
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Great end-to-end service
Reply from Ray Putt
January 6th, 2026 08:23 PM
Thank you, Patricia
Ray has been outstanding look out for me and as always guiding me through the process!! I appreciate him and the team for the care they provided!!
Reply from Ray Putt
December 22nd, 2025 10:10 PM
Thanks Steve - Happy Holidays! Ray
Ray has helped us refinance our mortgage in several homes we have lived in. He is most efficient and always responsiv!! my husband and I think Ray is great and we have recommended him to many friends.
Reply from Ray Putt
November 26th, 2025 01:51 PM
Thank you - Happy Thanksgiving!
Ray Putt is the best!! He has processed all of our previous refinance activities and never lets us down. He always has our best interests at heart and gets us the best terms possible. He understands our goals and does everything in his power...
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Reply from Ray Putt
November 26th, 2025 01:42 PM
Thanks Jim - have a Happy Thanksgiving!
Ray made the process very easy for this first-time home buyer, and he answered all the questions I had in a very timely manner. He came recommended to me from my brother, and I can see why. He was great.
Reply from Ray Putt
November 16th, 2025 01:41 PM
Thanks Thomas!
Ray has great communication skills and is personable and honest. He made the VA refinance process simple and quick. Will definitely continue working with him!
Reply from Ray Putt
November 16th, 2025 01:40 PM
Thanks Colin!
Ray's personal interaction, care, and attention to detail were amaizng. Especially as a first time home buyer he was patient, kind, and caring which was immensly helpful during this experience.
Reply from Ray Putt
November 9th, 2025 07:39 PM
Thanks Johnny!
Ray is friendly, detail-oriented and communicative. We appreciated his support.
Reply from Ray Putt
November 6th, 2025 01:27 PM
Thanks Allie!
Ray is professional and very knowledgeable
Reply from Ray Putt
November 6th, 2025 01:28 PM
Thanks Ryan!
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About
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 790492
Disclaimer
Company NMLS 421593. All loans subject to credit approval.