

Ray Putt
Senior Loan Officer | NMLS 790492

Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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Fast. Easy. Clear.
Easy to work with an secured me a good rate
Reply from Ray Putt
August 24th, 2026 05:56 PM
Thanks Cookie.
I have worked with Ray Putt before and that's why I chose him this time. He guided me every step of the way and answered every question I had.
Responsive
proactive
thorough
Ray and his team were responsive at every stage. My questions never sat for long and the process (on a tight timeline) kept moving because of it. His expertise in VA lending stood out; he understood the funding fee mechanics, down payment tradeoffs...
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Mr. Putt is a great communicator and professional who i will continue to trust with our VA loan needs.
Reply from Ray Putt
July 11th, 2026 10:05 AM
Thanks Ben
Ray is very thorough, and ensured we would have the best possible rate before signing. His professionalism and commitment throughout the home buying process (of both our houses), are two of many reasons we continue to trust him to secure our...
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Reply from Ray Putt
July 11th, 2026 10:06 AM
Thanks Michelle.
Easy to work with, anwsered all my questions throughout the process.
Reply from Ray Putt
June 2nd, 2026 05:09 PM
Thanks Kyle.
Ray was thoughtful and helpful through the whole process!
Reply from Ray Putt
June 2nd, 2026 03:02 PM
Thanks Sam.
Thank you for all your help with the move!
10 of 864
About
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 790492
Disclaimer
Company NMLS 421593. All loans subject to credit approval.