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Ray Putt  - Senior Loan Officer | NMLS 790492 in Bethesda, MD

Ray Putt

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Senior Loan Officer | NMLS 790492

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Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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Reviews from Web
  • Encompass
    A
    Alexander F
    Bethlehem, PA
    Posted on September 8th, 2026 05:54 PM
    Fast. Easy. Clear.
  • Encompass
    K
    Katharine D
    Annapolis, MD
    Posted on August 24th, 2026 03:41 PM
    Easy to work with an secured me a good rate
    Reply from Ray Putt
    August 24th, 2026 05:56 PM
    Thanks Cookie.
  • Encompass
    R
    Rebecca E C
    Annapolis, MD
    Posted on August 11th, 2026 12:13 PM
    I have worked with Ray Putt before and that's why I chose him this time. He guided me every step of the way and answered every question I had.
  • Encompass
    M
    Matthew C
    Annapolis, MD
    Posted on August 8th, 2026 05:09 PM
    Responsive proactive thorough
  • Zillow
    S
    Sam
    White Plains, MD
    Posted on July 27th, 2026 12:00 AM
    Ray and his team were responsive at every stage. My questions never sat for long and the process (on a tight timeline) kept moving because of it. His expertise in VA lending stood out; he understood the funding fee mechanics, down payment tradeoffs...
    read more
  • Encompass
    B
    Benjamin B
    Lansing, MI
    Posted on July 10th, 2026 01:07 PM
    Mr. Putt is a great communicator and professional who i will continue to trust with our VA loan needs.
    Reply from Ray Putt
    July 11th, 2026 10:05 AM
    Thanks Ben
  • Encompass
    M
    Michelle B
    Lansing, MI
    Posted on July 10th, 2026 12:21 AM
    Ray is very thorough, and ensured we would have the best possible rate before signing. His professionalism and commitment throughout the home buying process (of both our houses), are two of many reasons we continue to trust him to secure our...
    read more
    Reply from Ray Putt
    July 11th, 2026 10:06 AM
    Thanks Michelle.
  • Encompass
    K
    Kyle W
    Pepper Pike, OH
    Posted on June 2nd, 2026 04:54 PM
    Easy to work with, anwsered all my questions throughout the process.
    Reply from Ray Putt
    June 2nd, 2026 05:09 PM
    Thanks Kyle.
  • Encompass
    S
    Samuel V P
    White Plains, MD
    Posted on June 1st, 2026 11:58 PM
    Ray was thoughtful and helpful through the whole process!
    Reply from Ray Putt
    June 2nd, 2026 03:02 PM
    Thanks Sam.
  • Encompass
    C
    Colleen M P
    White Plains, MD
    Posted on June 1st, 2026 05:28 PM
    Thank you for all your help with the move!
  • 10 of 864
    About
    Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 790492
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.