Ray Putt
Senior Loan Officer | NMLS 790492
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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From start to finish (and especially in between!) Ray and Justine have once again been beyond expectations (this is our 4th refinance across 2 home purchases with Ray/Presidential... his response time, availability and ability to break it down...
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Reply from Ray Putt
November 4th, 2025 04:30 PM
Thanks Vic - I am glad we were able to get this done for you.
. There is no one better in the business
Reply from Ray Putt
November 2nd, 2025 01:37 AM
Thanks Claude!
Ray was very detail oriented and an excellent communicator
I love working with Ray, this is my third time having Ray help me with a mortgage or refinance. I trust that Ray will help me and be up front with me abotu what he can offer and I know that if I found a better deal he would be kind if I decided...
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Reply from Ray Putt
October 28th, 2025 02:33 PM
Thanks Katy!
Quick and responsive. Good communication.
Reply from Ray Putt
October 28th, 2025 02:30 PM
Thanks Ed!
We worked with Ray Putt as our loan officer for our recent home purchase, and the experience was excellent from start to finish. Ray made the entire process smooth, professional, and stress-free. His communication was clear and timely, and...
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Reply from Ray Putt
October 27th, 2025 07:16 PM
Thanks Paul.
Excellent communication at every stage. On-time processing and coordination with the title company.
Reply from Ray Putt
October 26th, 2025 11:26 AM
Thank you, Ray
Ray is awesome! I've done two refinances and bought a house with him and every time he gets me the best rate and the best value. I'd recommend him to anyone looking for a home loan or refinance.
Reply from Ray Putt
October 24th, 2025 01:28 PM
Thanks John - have a nice weekend!
Ray was proactive and kept us informed of exactly what was needed and where we were in the process. Also, the online file, checklists, and ability to upload was very convenient.
Reply from Ray Putt
October 7th, 2025 08:49 PM
Thanks Bryan. Ray
As a real estate agent, working with a lender that is out of state coan sometimes prove challenging hwowver Ray made it the process flawless and easy. Great job!
Reply from Ray Putt
September 24th, 2025 01:08 AM
Thanks Sarah., Please let me know if I may be of assistance for any of your other clients.
Have a nice evening, Ray
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About
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 790492
Disclaimer
Company NMLS 421593. All loans subject to credit approval.