Ray Putt
Senior Loan Officer | NMLS 790492
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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Thank you for all your help with the move!
Communication, details with clarity, responsive
Reply from Ray Putt
May 31st, 2026 02:34 PM
Thank you, Ray
I have worked with Ray now for over 15 years for multiple houses and refinancea. I wouldnt think of calling anybody else!
Reply from Ray Putt
May 31st, 2026 02:34 PM
Thank you Gina.
Ray was great to work with and provided all of the info and direction we needed to get our mortgage in a timely manner.
Reply from Ray Putt
April 14th, 2026 01:13 PM
Thanks Vicky!
Ray guided me through 4 or 5 refi's over 20 years, and my interest rate dropped from 8.5% to 2.5%. Ray will get a great deal on interest rates. He just did a refi for me in a new house with the current mortgage rate at 6.6%, but we had locked...
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Ray stayed on top of the process for us and provided insight to the transaction. He kept us on track to completion of the refi.
Great job!
Ray got us a great rate and kept us informed during the entire process
Reply from Ray Putt
March 31st, 2026 06:25 PM
Thanks Stephen.
Very good experiencw from start to finish
Reply from Ray Putt
March 30th, 2026 03:19 PM
Thanks Eliza.
no frills, great customer service, sound advice
Reply from Ray Putt
March 29th, 2026 04:21 PM
Thanks Chris.
Ray is very knowledgeable and forthright, always provides an honest, frank answer.
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About
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 790492
Disclaimer
Company NMLS 421593. All loans subject to credit approval.