

Ray Putt
Senior Loan Officer | NMLS 790492

Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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Knowing for a long time and trusting him to look out foe for us .
Ray was incredible! He helped us so much and asnwered every question we had about refinancing. He was very patient and we are so thankful to have done this process with him.
Ray kept me informed and worked to get us a good interest rate and an affordable refi. He kept me in top of documents I needed to submit and kept the whole process moving smoothly. He is also warm and personable. This is probably our 7th or...
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Absolutely love the special care I received throughout the entire process!
Reply from Ray Putt
March 29th, 2026 04:22 PM
Thanks Sherri!
Easy peasy
Ray was very prompt with communication and answered all questions clearly.
Reply from Ray Putt
February 11th, 2026 05:53 PM
Thank you.
We have purchased homes and refinanced with Ray's team several times now. They make it very easy and communicate extremely well. If questions arise, they do a good job of answering the questions to resolve any concerns. Overall, Ray and his...
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As always, Ray keeps us well informed through the whole thing. At this point, he is practically family!
Ray is always informative and a pleasure to work with.
Ray and Justine were great. I was dealing with a very stressful situation, but everything was handled perfectly.
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About
Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 790492
Disclaimer
Company NMLS 421593. All loans subject to credit approval.