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Ray Putt  - Senior Loan Officer | NMLS 790492 in Bethesda, MD

Ray Putt

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Senior Loan Officer | NMLS 790492

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Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily... Show More
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  • Encompass
    S
    Son M K C
    Annapolis, MD
    Posted on March 14th, 2026 07:21 PM
    Knowing for a long time and trusting him to look out foe for us .
  • Encompass
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    Laura K S
    Chantilly, VA
    Posted on March 12th, 2026 04:27 PM
    Ray was incredible! He helped us so much and asnwered every question we had about refinancing. He was very patient and we are so thankful to have done this process with him.
  • Encompass
    C
    Christopher E C
    Annapolis, MD
    Posted on March 8th, 2026 05:06 AM
    Ray kept me informed and worked to get us a good interest rate and an affordable refi. He kept me in top of documents I needed to submit and kept the whole process moving smoothly. He is also warm and personable. This is probably our 7th or...
    read more
  • Encompass
    S
    Sherrilyn D
    Brandywine, MD
    Posted on March 6th, 2026 11:25 PM
    Absolutely love the special care I received throughout the entire process!
    Reply from Ray Putt
    March 29th, 2026 04:22 PM
    Thanks Sherri!
  • Encompass
    J
    Jeffrey A G
    Georgetown, TX
    Posted on February 20th, 2026 05:17 PM
    Easy peasy
  • Encompass
    M
    Matthew W
    Annapolis, MD
    Posted on February 11th, 2026 05:47 PM
    Ray was very prompt with communication and answered all questions clearly.
    Reply from Ray Putt
    February 11th, 2026 05:53 PM
    Thank you.
  • Encompass
    T
    Travis S P
    Kailua, HI
    Posted on February 3rd, 2026 06:59 PM
    We have purchased homes and refinanced with Ray's team several times now. They make it very easy and communicate extremely well. If questions arise, they do a good job of answering the questions to resolve any concerns. Overall, Ray and his...
    read more
  • Encompass
    M
    Michael L L
    Parker, CO
    Posted on January 26th, 2026 07:37 PM
    As always, Ray keeps us well informed through the whole thing. At this point, he is practically family!
  • Encompass
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    Megan L
    Parker, CO
    Posted on January 26th, 2026 06:25 PM
    Ray is always informative and a pleasure to work with.
  • Encompass
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    Evan M
    Odenton, MD
    Posted on January 16th, 2026 09:26 PM
    Ray and Justine were great. I was dealing with a very stressful situation, but everything was handled perfectly.
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    About
    Ray has carved a niche specialty in the mortgage industry, catering to professionals with military and academic credentials. But it should also come as no surprise that his background as a leader and a mathematician make him extraordinarily adept at exploring and evaluating financial options for clients of all backgrounds and aspirations. Ray has been a mortgage consultant in the residential mortgage industry since 2003. Besides his undergraduate degree from Annapolis, Ray also holds a master’s degree from the Catholic University of America. He is an active member of the U.S. Naval Academy Alumni Association and The Fleet Reserve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 790492
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.