Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Good hand-holding through a difficult process with the prior lender. Ease of using electronic communications.
Answered questions thoroughly when i asked..
My home buying process with Ray and team at Element Funding was great! They were there to answer all of my questions, explain details that may not have been initially clear and helped make a very stressful process on the other end, pretty much...
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Ray was amazing to work with! He was always available to us and communicated effectively! He provided us with so much knowledge so we never felt lost!
I've moved multiple times from state to state and have purchased and sold homes along the way. A stressful time is often made more so when you can't seem to get in touch with your mortgager, the staff makes you feel like you're bothering them...
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I've moved multiple times from state to state and have purchased and sold homes along the way. A stressful time is often made more so when you can't seem to get in touch with your mortgager, the staff makes you feel like you're bothering them...
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Ray has helped us secure financing for all 3 homes we have owned. In a world where everything has moved to doing everything online with no personal service from a live human being, it is refreshing to know that there are still people like Ray...
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Ray is very knowledgeable and experienced in mortgages for your new home. He is thorough, and will do everything he can to make your loan a positive experience!
Ray is very knowledgeable and experienced in mortgages for your new home. He is thorough, and will do everything he can to make your loan a positive experience!
Ray had great communication with us throughout the entire process. He was on the phone with us out of "normal" business hours when and if necessary to answer questions and make sure everything was in place and would be completed on time for...
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
Gallery
Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.