
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray Evans at Element Home Loans has received a review with 5 star rating from T J
I had a wonderful experience with Element Funding. I enjoyed working with Ray Evans Sylvia and Melanie. I be able to closed on my home within 30 days. They will help and support you doing the process. Im very pleased with the smooth transaction....
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Ray and his staff we're very knowledgeable and patient. Ray made it possible for my wife and I to finance a coventional loan which gave us more flexibility with purchasing a new home. Rays staff was pleasant to deal with and professional, they...
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Ray Evans & the Element Funding Team is amazing. Ray is very knowledgeable, detailed and provides all the needed specifics to understand when purchasing a home. I was a first time home buyer, and Ray made me feel at ease along with the team...
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The team was great to work with!
Ray and his team did not treat me like a customer they treated us like family....Awesome experience
Mr. Evans and his entire team worked early mornings and late nights communicating with me via email/phone to ensure all the required documentations were complete/signed on schedule for my speedy closing. I was educated on everything for each...
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The appraisal company really dropped the ball
Mr Evans patiently provided us with the necessary information and education for owning a home. Being new home owners my husband and I would often get confused and insecure about our knowledge and were worried that we might make a wrong choice....
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Excellent team work and support to the customer. Thanks
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.