
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray Evans gave us a wonderful experience when purchasing our most recent home!! It was quick and easy !!
Ray Evans gave us a wonderful experience when purchasing our most recent home!! It was quick and easy !!
It was a wonderful experience to have Mr. T. Evans and his team. They have helped me tremendously every step of the way going thru the process of purchasing my dream home. As a first time home buyer under my name alone, some of my documents...
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A little more awareness from the staff.
My fiance and I have just purchased our first home thanks to lots of hard work and the help of Mr. Evans at element funding. I don't know where to start with all the positive things I have to say about our experience, but to name off a few...
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Mr. Evans was extremely diligent and responsive to any and all questions I had. He would answer on Saturdays and Sundays. He was very honest and I will I definitely use him to purchase my next home or piece of property. Thank you again Ray.
just great service true the hole process thanks
Element Funding is great and I will recommend them to everyone.
Great personal service
Ray Evans and his staff made the refinance process very easy! They took their time explaining each step. Amazing team!!!!
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.