
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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I was and continue to be treated with such care, respect, and kindness. Through all of my questions and throughout this journey, I felt supported. Ray gave me advice as he would his own daughter, and everyone in his office is outstanding. Ray...
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Easy to work with and he has great office staff too. He knows the business inside and out! This is our second home purchase through Ray Evans and he has been amazing to work with.
It seemed like we started looking and closed on our house in just four days. Everything went smoothly the from start to finish!
Great communication and only one trip to the office. Everything else was handled via email and VeriSign.
Ray Evans at Element Home Loans has received a review with 5 star rating from Shalonda V
The team made sure all of our questions were answered, and assisted us in every way possible. We were never lied to, or lost in the process. We couldn't ask for a better first time home buying experience.
Lots of info! Very helpful and personal!!
Professional service and very thorough in the process. Great communication as well.
Very informative and always available. I learned so much and i wish i would have known about this company when i purchased my 1st home.
The responsiveness and level of service went beyond any experience I would have expected, and surely was far better than working with any bank.
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.