

Raphael Bangiyev at CrossCountry Mortgage
Originating Branch Manager | NMLS #219590

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Reviews from Web
Raphael is an amazing person to work with. I have closed 4 deals with him and every loan was smooth
He helps in any predicament there is and finds a way to close the deals. Thank you
Reply from Owner
December 20th, 2025 02:54 AM
hey NIck! Thank you so much for the trust and kind words. It’s been a pleasure working with you on multiple deals and finding solutions no matter the challenge. I’m grateful for the partnership and excited for what’s ahead. On to the next one...haha...
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Thank you
Reply from Raphael Bangiyev
December 22nd, 2025 08:46 PM
I appreciate your thank you, Linda. If there's anything more I can assist you with in the future, don't hesitate to let me know.
Raphael is incredible. He helped me and my family achieve an ultimate goal and for that we will be forever thankful.
Reply from Owner
December 20th, 2025 02:53 AM
ji Jimis. I truly appreciate the opportunity to help you and your family reach this milestone. Thank you for the trust and the heartfelt feedback. It was an honor working with you.
Highly recommended, excellent service, top notch knowledge of the industry, really an expert and master of his craft. Would not go anywhere else for my loan closing needs.
Reply from Owner
December 20th, 2025 02:15 AM
hey Mark, I’m very grateful for the trust and the feedback. It means a lot knowing you wouldn’t go anywhere else. That says a lot. :) Thank you for allowing me to be part of your journey...always here when you need me.
The refinance process was seamless.
Reply from Raphael Bangiyev
November 19th, 2025 02:58 PM
It's great to know that the refinance process went seamlessly for you, Katherine. Ensuring a smooth experience is always my priority, and I appreciate your feedback. If you have any more questions or need further assistance in the future, please...
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Raphael is one of the best professionals I’ve worked with in the real estate industry throughout my career. He is consistently pushing to move mountains for me on every deal. There’s no question that you should be working with him if you are...
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Reply from Owner
December 20th, 2025 02:13 AM
Hi Dominic, I truly appreciate the kind words and your trust...t means a lot coming from someone with your experience in the industry. I’m grateful for the opportunity to work alongside with you and push every deal across the finish line. Looking...
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Raphael Bangiyev was the lender on my last home purchase and he was nothing but Amazing, he went above and beyond to help us and make the process super smooth. I absolutely want to do more business with him leading it all. I 100% recommend...
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Reply from Owner
December 20th, 2025 02:11 AM
Hi Ricardo. Thank you for the kind words and the recommendation. It was truly a pleasure working with you, and I’m grateful for the trust you placed in me throughout the process. Going above and beyond for my clients is always the goal, and...
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If I could give more than 5 stars I would. Working with Raphael was great, he really is passionate and great at what he does. He’s always there if you have question's and is supportive!!!
Reply from Owner
December 20th, 2025 02:09 AM
Falyn, Thank you so much for the amazing feedback! I truly appreciate the kind words and your trust. Being available, supportive, and making the process smooth is always my goal. It was a pleasure working with you, and I’m always here if you...
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They don’t call America the land of opportunity for nothing. I’m so grateful to be here and even more grateful that I was able to make one of my biggest dreams come true—buying my own home. I got lucky again when I met Raphael from Cross Country...
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Reply from Owner
December 20th, 2025 02:07 AM
Irina, Thank you so much for sharing this. It truly means more than you know. Helping you achieve such a meaningful milestone like homeownership is exactly why I love what I do. I’m grateful for your trust and for allowing me to walk alongside...
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Thanice. Y doing good your business. Very respect to the customer. Thank you so much.
Reply from Raphael Bangiyev
September 9th, 2025 08:14 PM
Thank you for your kind words, Vyacheslav. I appreciate your recognition of my efforts to provide respectful and attentive service. It's rewarding to know that my work is valued. If you ever have any questions or need further assistance, don't...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #219590 | Branch NMLS #2191316
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 219590
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095