Raphael Bangiyev at CrossCountry Mortgage

Originating Branch Manager | NMLS #219590

5.0

(85)

Mortgage

Mortgage Loan Officer

Contact Info

(480) 691-4030

Scottsdale, AZ

https://www.crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev?marketing_campaign=00898

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Working with Raphael was an outstanding experience from start to finish. He made the entire loan process smooth, stress-free, and easy to understand. His communication was excellent, he was always available to answer questions, and he truly...

Reply from Raphael Bangiyev

June 11th, 2026 02:11 PM

I'm pleased to hear that you found the loan process smooth and stress-free, Mariana. Knowing that my communication and availability made a positive impact is very gratifying. Your recommendation means a lot to me, and I'm always here to help...

Raphael is a very knowledgeable lender and answered all my questions and concerns that I had . Easy to work with and quick . He works around the clock to make it happen . Best experience with my loan approved and closed on time. Looking forward...

Reply from Owner

August 25th, 2026 12:18 AM

Simona, thank you so much for the kind words! It was truly a pleasure working with you and making sure we got everything done on time. I really appreciate your trust and recommendation, and I’m looking forward to working together again in the...

I had the most professional non-stressful loan experience from start to finish. Ralph and his team are extremely well-versed in their profession. Being self-employed can add a level of complexity that was no issue for them. They got my loan...

Reply from Raphael Bangiyev

May 4th, 2026 01:09 PM

I'm grateful for your kind words, Jazmin. It's appreciated to hear that the process was smooth and stress-free for you, especially with the complexities of being self-employed. My team and I are here to ensure everything goes as expected, so...

Reply from Owner

August 25th, 2026 12:20 AM

Thank you so much for the kind words and for trusting me and my team with your loan! Being self-employed can definitely make financing more complicated, so I’m glad we were able to make the process simple and stress-free for you. Congratulations...

He was great to work with, always answered any question I had. I have already recommended him to friends and family with full confidence. Thank you Raphael.

Reply from Raphael Bangiyev

May 1st, 2026 03:55 PM

Thank you for your kind words, Jesus. I'm happy to know that I could assist with all your questions and that you feel confident recommending me to your friends and family. If there's anything else I can help with, please don't hesitate to reach...

Raphael was great. He got me a DSCR loan for a rental property. He made the process smooth. He also got our primary house mortgage in the past. He’s very knowledgeable with investor loans and traditional mortgages, which is a huge plus. I’m...

Reply from Owner

August 25th, 2026 12:22 AM

Robert, thank you, my friend! I really appreciate you continuing to trust me with both your personal home and your investments. Always a pleasure working with you, and I’m looking forward to many more deals together!

Each step of the mortgage process was clearly explained by Raphael. Communication was professional. The process proceeded smoothly and closed without issues.

Reply from Owner

August 25th, 2026 12:22 AM

Alexey, thank you for the kind words and for trusting me with your mortgage! I’m glad we were able to make the process smooth and straightforward for you. It was a pleasure working with you, and I truly appreciate your business!

Each step was clearly explained by Raphael. Communication was professional. The process proceeded smoothly and closed without issues.

Reply from Raphael Bangiyev

March 25th, 2026 04:41 PM

I'm glad to hear that you felt well-informed throughout the process, Alexey. Clear communication is something I prioritize, and it’s satisfying to know it contributed to a smooth experience. If any questions arise in the future or if there's...

If you’re looking for a knowledgeable and professional broker, Raphael is your guy. Providing outstanding service and communication all around. Highly recommend

Reply from Owner

August 25th, 2026 12:23 AM

Diana, thank you so much for the kind words and recommendation! I truly appreciate your trust and support. It was a pleasure working with you, and I’m always here whenever you need me!

Ive purchased several homes using Raphael's services. I highly recommend him! Raphael is a superior mortgage broker to other mortgage brokers. My first loan, another lender would not approve, but Raphael stepped in and he was able to get me...

Reply from Owner

August 25th, 2026 12:25 AM

Thank you so much, Yelena! We’ve done several deals together over the years, and your continued trust means more to me than you know. I especially appreciate the “Loan Doctor” shoutout! 😊 I’ll always do everything I can to find a way and get...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #219590 | Branch NMLS #2191316

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans

Adjustable-Rate Mortgages (ARMs)

Fixed-Rate Mortgages

Reverse Mortgages

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Year Started

2003

Time Zone

Pacific Standard Time (PST)

Licenses

219590

Disclaimer

CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114

NMLS3029 | MB.803095

DISCLOSURES & LICENSES

PRIVACY STATEMENT

NMLS CONSUMER ACCESS