Raphael Bangiyev at CrossCountry Mortgage
Originating Branch Manager | NMLS #219590
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Reviews from Web
I’ve worked with Raphael and his team for 3 refinances. He has been so helpful in walking me through the process, and answering all of my questions. As an investor, I need a strong team to help with financing, and make sure I can close when...
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Reply from Owner
December 20th, 2025 02:05 AM
Katie - Thank you so much for the continued trust. 3 refinances is truly an honor. I appreciate the opportunity to be part of your investment journey and to help you close with confidence when timing matters most. Always here for you and your...
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Rafael, thank you for your professional service. Everything perfect excellent thank you I’m happy. 👍
Reply from Owner
December 20th, 2025 02:06 AM
hi Slava. Thank you so much! I truly appreciate your kind words and trust. I’m very happy everything went perfectly for you...always here if you need anything in the future. 🙏
Exceptional and efficient service!!! … closed in less than a MONTH. Raphael and Justin were very knowledgeable and patient with us throughout the whole process. Bought our first home with them, returned a few years later for an investment home....
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Reply from Owner
December 20th, 2025 02:03 AM
Thank you so much for the kind words, Mayram! It truly means a lot to Justin and me. We’re grateful for the trust you placed in us—first with your home purchase and then again for your investment property. Being part of your journey and helping...
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I had an amazing experience working with Raphael! From start to finish, he took great care of me and made the entire loan process simple and stress-free. He explained everything clearly, answered all my questions promptly, and always kept me...
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Reply from Owner
August 14th, 2025 06:11 PM
Thank you so much! I really enjoyed working with you and I’m so glad I could make the process easy and stress-free for you. Your trust means a lot to me, and I’m always just a call or text away if you ever need anything in the future.
If there were more than five stars, Raphael and Justin would get them all. As a first-time homebuyer, I didn’t know exactly what to expect, but from the moment we started working together, I knew we were in the best hands possible.Raphael is...
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Reply from Owner
August 14th, 2025 06:13 PM
Wow — thank you so much for such an incredible review! It truly means the world to me and my team to know you felt supported, understood, and cared for every step of the way. Helping you buy your very first home was an absolute honor, and we’re...
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Buying our first home was one of the most exciting and nerve wracking experiences of our lives. From the very beginning, Raphael and Justin were nothing short of phenomenal. They weren’t just “doing their jobs”; they truly went above and beyond...
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Reply from Owner
August 14th, 2025 06:16 PM
Thank you so much for such a heartfelt review! Helping you become a first-time homeowner was truly an honor for both Justin and me. We’re thrilled that you felt supported and confident throughout the process — that’s exactly what we strive...
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Wonderf experience as always, thank you Raphael again.
Reply from Raphael Bangiyev
August 3rd, 2025 09:35 PM
I'm so pleased to hear that your experience was wonderful once again, Svitlana. It's always a privilege to work with you, and I'm grateful for your continued trust and support. Thank you for taking the time to share your thoughts, and if you...
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Highly recommend, Raphael and the team are very knowledgeable. They make the process easy and communicate every thing step by step.
Reply from Owner
August 14th, 2025 06:17 PM
Thank you so much! I truly appreciate your trust and kind words. It was a pleasure working with you, and I’m glad we could make the process smooth and stress-free. We’ll always be here if you need us in the future!
Raphael and the team made it a very smooth and easy process. They were exceptional in communicating everything and guiding me through the process.
Reply from Raphael Bangiyev
July 19th, 2025 04:00 PM
I’m so glad to hear that you found the process smooth and easy, Natanael. Clear communication and guidance are key elements I focus on to ensure your experience is positive. It was a pleasure to work with you, and I'm thrilled that my team...
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Raphael is by far the best lender I’ve ever worked with and I’m a real estate agent so that’s saying a lot. He was able to get the home appraised within the due diligence period and had be conditionally approved in no time at all. He worked...
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Reply from Owner
May 20th, 2025 05:52 PM
Hi Ahmad, thank you so much for your feedback. It means a lot coming from a real estate professional like yourself! I am glad we were able to move quickly, keep everything on track, and lock in a great rate. I am so happy being party of that...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #219590 | Branch NMLS #2191316
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 219590
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095