

Raphael Bangiyev at CrossCountry Mortgage
Originating Branch Manager | NMLS #219590

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Reviews from Web
Ive purchased several homes using Raphael's services. I highly recommend him! Raphael is a superior mortgage broker to other mortgage brokers. My first loan, another lender would not approve, but Raphael stepped in and he was able to get me...
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I cannot say enough great things about Raphael. Buying a home can be stressful, but he made the entire loan process smooth, organized, and easy to understand from start to finish.Raphael was always available to answer my questions, explain...
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Reply from Owner
August 25th, 2026 12:26 AM
Nikolay, thank you so much for such a thoughtful review! It was truly a pleasure being part of your home-buying journey. I’m grateful for the trust you placed in me, and I’m glad I could make the process a little easier for you. Congratulations...
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Raphael and his team were very communicative during my refinance process, to ensure a smooth transaction. I have recommended him to several friends who are in the process of buying or refinancing a home.
Reply from Raphael Bangiyev
February 23rd, 2026 04:14 PM
I’m pleased to hear that the communication during your refinance process met your expectations, Katherine. It's great to know that you're passing along recommendations to your friends as well. If there’s anything more I can assist you with...
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Working with Raphael was honestly one of the best decisions I made during my home buying process. He was patient, responsive, and genuinely cared about getting me the best possible deal. Every question I had was answered quickly and clearly....
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Reply from Owner
August 25th, 2026 12:27 AM
David, thank you so much! I truly appreciate the trust you placed in me throughout the process. Making sure my clients feel informed, comfortable, and taken care of is always important to me. Congratulations again, and thank you for trusting...
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We recently completed a successful mortgage transaction with Raphael and his team, and I couldn’t be more pleased with the experience. From start to finish, Raphael and his staff were professional, knowledgeable, and incredibly responsive.They...
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Reply from Owner
August 25th, 2026 12:29 AM
Artem, thank you for such a thoughtful review! I truly appreciate the trust you placed in me and my team. We always try to make the process as smooth and straightforward as possible, and I’m glad we were able to deliver that for you. It was...
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Process was easy. Everything was explained in good detail. Raphael was good to work with. He explained everything. I had no confusion of what was happening.
Reply from Owner
August 25th, 2026 12:30 AM
Wesley, thank you for the great review! I’m glad we were able to keep everything simple, clear, and easy throughout the process. I really appreciate you trusting me with your loan and enjoyed working with you!
The process was easy. My questions were answered same day. Everything was explained in good detail.
Reply from Raphael Bangiyev
February 6th, 2026 08:34 PM
I'm glad to hear that you found the process easy, Wesley. Providing prompt and detailed responses is important to me, and it's great to know that this helped in your experience. If you have any more questions or need further assistance in the...
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Raphael was very professional and made the process very easy!
Reply from Owner
August 25th, 2026 12:30 AM
Emanuella, thank you so much! It was a pleasure working with you, and I’m glad we were able to make the process easy and stress-free. I truly appreciate your trust in me!
Raphael is an excellent lender who truly takes the time to explain the process and make sure you understand every step. He’s extremely knowledgeable and well-versed in different strategies that help investors maximize returns. I highly recommend...
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Reply from Owner
August 25th, 2026 12:31 AM
Thank you so much, Melissa! I’ve really enjoyed working with you and being part of your real estate journey. I truly appreciate your trust in me, and I’m looking forward to seeing your portfolio continue to grow and doing many more deals together!...
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I’ve worked with this lender for over 10 years and have done more than 50 loans with him personally, plus hundreds for my clients. He has a deep understanding of investor loans and always finds solutions where other lenders get stuck. He thinks...
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Reply from Owner
August 25th, 2026 12:33 AM
Oggie, after 10+ years and countless deals together, every deal really means a lot. Thank you for the trust you’ve placed in me not only with your own loans, but with your clients as well. I’ve always valued our relationship and look forward...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #219590 | Branch NMLS #2191316
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 219590
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095