Raphael Bangiyev at CrossCountry Mortgage

Originating Branch Manager | NMLS #219590

5.0

(74)

Mortgage

Mortgage Loan Officer

Contact Info

(480) 691-4030

Scottsdale, AZ

https://www.therafateam.com/

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5.0

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Raphael is a very knowledgeable lender and answered all my questions and concerns that I had . Easy to work with and quick . He works around the clock to make it happen . Best experience with my loan approved and closed on time. Looking forward...

I had the most professional non-stressful loan experience from start to finish. Ralph and his team are extremely well-versed in their profession. Being self-employed can add a level of complexity that was no issue for them. They got my loan...

Reply from Raphael Bangiyev

May 4th, 2026 01:09 PM

I'm grateful for your kind words, Jazmin. It's appreciated to hear that the process was smooth and stress-free for you, especially with the complexities of being self-employed. My team and I are here to ensure everything goes as expected, so...

He was great to work with, always answered any question I had. I have already recommended him to friends and family with full confidence. Thank you Raphael.

Reply from Raphael Bangiyev

May 1st, 2026 03:55 PM

Thank you for your kind words, Jesus. I'm happy to know that I could assist with all your questions and that you feel confident recommending me to your friends and family. If there's anything else I can help with, please don't hesitate to reach...

Raphael was great. He got me a DSCR loan for a rental property. He made the process smooth. He also got our primary house mortgage in the past. He’s very knowledgeable with investor loans and traditional mortgages, which is a huge plus. I’m...

Each step of the mortgage process was clearly explained by Raphael. Communication was professional. The process proceeded smoothly and closed without issues.

Each step was clearly explained by Raphael. Communication was professional. The process proceeded smoothly and closed without issues.

Reply from Raphael Bangiyev

March 25th, 2026 04:41 PM

I'm glad to hear that you felt well-informed throughout the process, Alexey. Clear communication is something I prioritize, and it’s satisfying to know it contributed to a smooth experience. If any questions arise in the future or if there's...

If you’re looking for a knowledgeable and professional broker, Raphael is your guy. Providing outstanding service and communication all around. Highly recommend

Ive purchased several homes using Raphael's services. I highly recommend him! Raphael is a superior mortgage broker to other mortgage brokers. My first loan, another lender would not approve, but Raphael stepped in and he was able to get me...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #219590 | Branch NMLS #2012322

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans