Raphael Bangiyev at CrossCountry Mortgage
Originating Branch Manager | NMLS #219590
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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I had an excellent experience working with Raphael. He was professional, responsive, and transparent throughout the entire process. Every step was explained clearly, questions were answered promptly, and there were no unpleasant surprises....
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Rafael is an excellent loan officer and a great communicator. He works very closely with his clients and takes the time to truly understand their needs.Every time I have worked with Rafael on a loan, he has provided great strategies and clearly...
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Reply from Raphael Bangiyev
September 7th, 2026 07:57 PM
Bogdan, I'm grateful for your kind words and trust in my services. It's great to hear that my approach to loan structuring and communication has been beneficial for you. I always strive to ensure that my clients' best interests are prioritized,...
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Raphael and Tiara did a great job with our rental refinance. Every step of the process was explained and executed timely. We will be coming back.
Reply from Raphael Bangiyev
September 7th, 2026 06:15 PM
Sinisa, I appreciate your positive feedback on the rental refinance process with Tiara and me. It's good to know that everything was explained and executed in a timely manner. Looking forward to assisting you again in the future!
Raphael Bangiyev and Tiara Gullett were simply phenomenal. I’ve bought many homes and worked with several mortgage companies but the experience I received with this CrossCountry Mortgage team is unmatched.The Rafa Group is simply the best.The...
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Reply from Owner
September 3rd, 2026 06:22 PM
Sinisa, I'm pleased to hear that you had a phenomenal experience with Tiara and me at CrossCountry Mortgage. It's great that the process flowed smoothly and met your expectations, and I'm grateful for your trust in us. Thank you for your kind...
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I want to start by saying, i don’t typically write reviews, cause im not easily impressed. However, if you need anything that has to do with loans, hit these guys up! Impeccable service!!! Communication is on another level! Couldnt be happier....
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Reply from Owner
August 26th, 2026 06:18 PM
Mathew, this means a lot, especially coming from someone who doesn’t typically write reviews! I’ve had the privilege of working with your family on many transactions over the years, and I’m truly grateful for the continued trust and support...
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Raphael, thank you so much for everything you did for us throughout the process of buying our home. You made what could have been a very stressful experience feel so much easier and more comfortable. You were always there when we had questions,...
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Reply from Owner
August 25th, 2026 12:15 AM
Cristian, thank you so much for the kind words! It was truly a pleasure helping you and your family through the process. I’m grateful for the trust you placed in me, and I’m excited to see where your homeownership and real estate investment...
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Raphael was amazing throughout our home-buying process. He was always helpful, responsive, and patient, and made everything feel so much easier. We truly appreciate all his help and guidance in making our ddecisions of buying a home. Highly...
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Reply from Raphael Bangiyev at CrossCountry Mo...
August 24th, 2026 05:46 PM
Cristian, I'm grateful for your kind words and recommendation. It's nice to know that my support and guidance made your home-buying process easier. Thank you for trusting me with such an important decision.
Raphael and his team make the buying process so easy. His attention to detail, knowledge, and customer service is why I am a repeat customer. Being able to genuinely trust your lender to advocate for your best interests is priceless. Thank...
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Reply from Owner
August 25th, 2026 12:16 AM
Billey, thank you so much! Having you come back and trust me and my team again truly means a lot. I’ve always believed that taking care of my clients and looking out for their best interests comes first. I really appreciate your continued trust...
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Raphael and his team we excellent. They made everything so simple and easy. The customer service and advocay for the for the client is superb.
Reply from Raphael Bangiyev
June 15th, 2026 02:56 PM
I'm glad to hear that you found my team and me excellent, Billey. It's wonderful to know that our efforts in simplifying the process and providing strong customer service were appreciated. If there's anything more you need, feel free to reach...
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Best loan officer there is. Im working with him on a 3rd loan and he is the man that gets things done.
Reply from Owner
August 25th, 2026 12:17 AM
Daniela. Thank you, dear! Three loans together says a lot. I truly appreciate your continued trust and loyalty. Always a pleasure working with you and getting things done! 🙏
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Phoenix, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #219590 | Branch NMLS #2191316
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 219590
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095