Raphael Bangiyev at CrossCountry Mortgage

Originating Branch Manager | NMLS #219590

5.0

(78)

Mortgage

Mortgage Loan Officer

Contact Info

(480) 691-4030

Scottsdale, AZ

https://www.therafateam.com/

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Raphael and his team make the buying process so easy. His attention to detail, knowledge, and customer service is why I am a repeat customer. Being able to genuinely trust your lender to advocate for your best interests is priceless. Thank...

Raphael and his team we excellent. They made everything so simple and easy. The customer service and advocay for the for the client is superb.

Reply from Raphael Bangiyev

June 15th, 2026 02:56 PM

I'm glad to hear that you found my team and me excellent, Billey. It's wonderful to know that our efforts in simplifying the process and providing strong customer service were appreciated. If there's anything more you need, feel free to reach...

Best loan officer there is. Im working with him on a 3rd loan and he is the man that gets things done.

Working with Raphael was an outstanding experience from start to finish. He made the entire loan process smooth, stress-free, and easy to understand. His communication was excellent, he was always available to answer questions, and he truly...

Reply from Raphael Bangiyev

June 11th, 2026 02:11 PM

I'm pleased to hear that you found the loan process smooth and stress-free, Mariana. Knowing that my communication and availability made a positive impact is very gratifying. Your recommendation means a lot to me, and I'm always here to help...

Raphael is a very knowledgeable lender and answered all my questions and concerns that I had . Easy to work with and quick . He works around the clock to make it happen . Best experience with my loan approved and closed on time. Looking forward...

I had the most professional non-stressful loan experience from start to finish. Ralph and his team are extremely well-versed in their profession. Being self-employed can add a level of complexity that was no issue for them. They got my loan...

Reply from Raphael Bangiyev

May 4th, 2026 01:09 PM

I'm grateful for your kind words, Jazmin. It's appreciated to hear that the process was smooth and stress-free for you, especially with the complexities of being self-employed. My team and I are here to ensure everything goes as expected, so...

He was great to work with, always answered any question I had. I have already recommended him to friends and family with full confidence. Thank you Raphael.

Reply from Raphael Bangiyev

May 1st, 2026 03:55 PM

Thank you for your kind words, Jesus. I'm happy to know that I could assist with all your questions and that you feel confident recommending me to your friends and family. If there's anything else I can help with, please don't hesitate to reach...

Raphael was great. He got me a DSCR loan for a rental property. He made the process smooth. He also got our primary house mortgage in the past. He’s very knowledgeable with investor loans and traditional mortgages, which is a huge plus. I’m...

Each step of the mortgage process was clearly explained by Raphael. Communication was professional. The process proceeded smoothly and closed without issues.

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #219590 | Branch NMLS #2012322

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans