

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil worked hard for us to get the best scenario possible and it resulted in the ideal situation for our first home.
Phil was always accessible and happy to talk/answer any questions!
Phil was very straightforward, polite, efficient, and really knowledgeable.
Great work, good communication, thanks to everyone
The professionalism of Mr. Phil Scaglia.
Professional, attention to every detail, timely communication, wonderful advice. Anticipated things before we even knew to ask. We felt very taken care of and covered by Phil, which was a huge relief in a somewhat stressful time—like the one...
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Quick responses and great advice.
As a a first time home buyer , there was a lot I didn't know. Phil was honest, helpful, and understnding. He realy wanted to make the best deal for my family and I. I had a wonderful time learning and experiencing the home buying process. He...
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Everything was explained in a very clear and understandable way. Phil made the process simple and easy.
Thanks for everything
861–870 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org