

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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We have worked with Phil a few times and trust him over all other lenders. He is optimistic without over promising and careful in meeting all deadlines in a manageable way. We are grateful for Phil.
Phil is a terrific advocate and advisor. He is incredibly prompt in communicating and he is very clear about navigating the required documentation.
Phil is creative, responsive and highly professional. He made this big, complex process as easy as possible.
Very responsive to questions
Phil was communicative and good help through a busy and confusing process. There was some confusion around timeline and being able to order a cashier's check in time that may have been better navigated. Overall, he was great to work with.
Phil is a get it done, true professional. You hear of many different experiences when buying a house. We’ve used him in our first buying experience and don’t plan to look back. The experience has always been A+ from beginning to end. Phil is...
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Communication from start to finish was impeccable. Nothing was left out, everything was as smooth as it could possibly be. This is my 3rd home loan from Phil and I honestly could not imagine working with a better broker.
Phil's polite and thorough. He explains the process well.
Phil is responsive, knowledgeable, friendly, understanding, caring.
Quick response
851–860 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org