Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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How easy and fast process was
Phil was easy to work with and communicate with!
Phil was incredibly responsive, very helpful and clear in his explanations, and really made me feel like I understood every step of the process before we proceeded. Even when my deal fell through with underwriting, he was very supportive and...
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The easy communication with Phil and his willingness to take time to explain the loan process.
Phil was amazing to work with! Thank you for all your help in a smooth process of buying our first home!
Cook response. Owes looking at different occurrence to get the lowest rate
Excellent communication through the whole process. Quick response time and as a first time home buyer I appreciated the step by step instructions and explanation. Overall great experience!
Seamless process, great experience
Phil was knowledgeable, quick to act, and respond to questions through the entire process. He worked closely with others involved to make my life easy. Can’t recommend him high enough.
621–630 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org