

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil’s expertise and professionalism throughout the entire process
Phil, is always incredibly responsive and willing to slow down to help educate you on the best options available. There’s a reason we’ve now financed our 4th home with Phil. He’s the best!
Phil communicated extremely well with us through the entire process. He advocated for us and took initiative to get us the best deal in a challenging market. Customers for life.
Very knowledgeable, professional and attentive
Phil was responsive and knowledgeable, and worked with us on the type of loan we needed.
Phil was always very responsive and very knowledgeable with any questions I had. We had our loan through the approval process three weeks before closing!
Thanks for all of your help!
Phil is the consummate professional and helped structure our loan in the most favorable terms possible.
Phil was so flexible with us and worked extremely hard to help us nail down a great loan.
Phil is always our go-to lender when purchasing or refinancing. We trust him and his advice, and love how smooth he makes the transactions!
611–620 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org