

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil was great!! Saved us money and was great to work with!
Phil was exceptional. He guided us through the process with expertise and was always available for questions.
Phil is incredibly responsive, knowledgeable, and attentive. We always appreciate his support whenever we’ve had a move!
Great mortgage lender we appreciate his help.
Phil is great at communicating
Great communication throughout. Handled some aspects of the loan that were unique to me. Fast turnaround on changes. Very pleased with the expertise and attention to detail.
Even when Phil was on vacation he was still in touch with what was still needed and how everything was progressing defitnititlyabove the normal expections
The entire process was easy. Phil and his team gave us answers to all our questions. Most importantly, we were able to expedite our closing to meet our needs. Thank you for all that you did for us!
Phil is the best. Always open to talking through and or explaining things. Great advice. Approachable. Will definitely be referring friends and family to him.
Phil made the entire process smooth and transparent. Communication was almost immediate which is much appreciated.
501–510 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org