

Phil Scaglia
Senior Loan Officer | NMLS # 502027

With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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As a first time homebuyer the process of buying a home could be confusing and scary. I can’t express enough that Phil was an essential part of making this process as easy and painless as possible. Along with giving straightforward forward explanations...
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Phil is smart, professional, communicative and responsive. His sense of urgency and advocacy for his clients is rare in today’s business environment. We will certainly work with Phil in the future and recommend him to many.
Rudy Papenfuhs
Phil is intelligent, communicative and pro-active for his customers. HIGHLY recommend him for his outstanding customer service!
Communication was outstanding! Phil always provided fast, concise and helpful answers.
Phil was AMAZING!!! So responsive, helped us understand every step along the way and made amazing recommendations. We couldn't have done this without Phil! Highly recommend!
Phil stepped-up for us during off-hours and weekends to look up estimated monthly costs for various homes we had more significant interest in. Additionally, his estimates for the monthly costs of the home we ended up with were right in-line...
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Phil was easy to work with and answered all our questions in a timely manner. As new home buyers, we had quite a few questions! Recommended to us by our realtor.
Phil was very responsive and got the deal done without delays!
Phil himself
Phil was very responsive and gave us an excellent plan.
491–500 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org