Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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Phil has always been Great to work with, he is very efficient and very prompt and courteou.
Reply from Phil Scaglia
January 3rd, 2025 05:22 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil and staff are wonderful!
Reply from Phil Scaglia
December 17th, 2024 07:00 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
My family and I (cousins, parents, brother) have used Phil for out lending needs for years now and none of us would go with anyone else. The communication and direction he provides makes the process very easy to understand and considerably...
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Reply from Phil Scaglia
December 15th, 2024 08:38 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Phil is the best in the industry
Reply from Phil Scaglia
December 9th, 2024 04:22 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Great communication, great flexibility working with realtors and changing terms, super smooth closing process.
Reply from Phil Scaglia
December 8th, 2024 04:48 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
The whole lending experience was seamless and staff was outstanding
Reply from Phil Scaglia
December 8th, 2024 03:16 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil always goes above and beyond to make things work for someone's particular situation. He's always quick to respond and available to answer whatever questions we have. He takes the stress out of closing on a property!
Reply from Phil Scaglia
December 1st, 2024 05:20 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Phil has been exceptional from the beginning and very knowledgeable in sharing complete details along with required documentation. He truly understands his customers and our experience with home purchasing has been very stress free. I highly...
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Reply from Phil Scaglia
December 1st, 2024 03:24 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil knows his stuff and clearly does what it takes to make his clients happy. He has a great support team and the process was as painless as possible :)
Reply from Phil Scaglia
November 27th, 2024 08:31 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil & his team were always on top of communication and got back to me right away on any questions I had with very thorough answers, and I felt I could trust the advice they gave, and appreciated how proactive Phil was in locking in a good...
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Reply from Phil Scaglia
November 27th, 2024 05:58 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org