Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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never a lack of communication, I felt informed throughout the entire process.
Reply from Phil Scaglia
February 25th, 2025 04:54 PM
Thanks for the great feedback. I hope you enjoy your new home!
It's difficult to understate my satisfaction with the white-glove service I received from Phil. I was a first time homebuyer with a newborn. He helped me through the buying and loan application process and was available at any time. He was...
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Reply from Phil Scaglia
February 23rd, 2025 01:39 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil was great to work with! He communicated consistently and clearly and made the process seamless.
Reply from Phil Scaglia
February 22nd, 2025 07:38 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Phil worked quickly and was a great resource for me as a first time homebuyer. I will be sure to recommend him moving forward!
Reply from Phil Scaglia
February 15th, 2025 06:04 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Mr. Phil Scaglia is responsive and reactive to markets that landed me the best rates available. He and his team was throughl and interactive with me to assure all details were in place and set to go for closing.
Reply from Phil Scaglia
February 9th, 2025 03:25 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Quick communication!
Reply from Phil Scaglia
February 1st, 2025 07:52 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
There was never a moment when I was not aware of where we were in the process . The easiest mortgage process I have ever had.
Reply from Phil Scaglia
January 29th, 2025 06:36 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Everything was so simple and easy- Phil was able to get me right where I wanted to be with my total monthly payment and loan approval! HIGHLY RECOMMENDED!
Reply from Phil Scaglia
January 28th, 2025 05:40 PM
Thanks for the great feedback. I hope you enjoy your new home!
Quick responses, clear communcation.
Reply from Phil Scaglia
January 25th, 2025 12:19 AM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Phil was very knowledgeable and responsivery.
Reply from Phil Scaglia
January 23rd, 2025 07:44 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org