Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Great overall experience! Would definitely recommen!
Reply from Phil Scaglia
September 1st, 2025 12:51 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Great communication and Phil knows his stuff
Reply from Phil Scaglia
August 31st, 2025 02:39 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Phil is upfront and honest. Clearly communicated what we needed to do. We could not have done this with out him
Reply from Phil Scaglia
August 31st, 2025 02:08 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Phil was great to work with and kept us informed the entire way. He was also very forthcoming and gave us realities rathe than just promises. We would do business with Phil and everyone else in a heartbeat. Thanks Phil!
read more
Reply from Phil Scaglia
August 28th, 2025 02:11 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Phil was fantastic! He helped us work through any issues that arose and was incredibly responsive. He communicated with us and explained things in a way that was easy to understand. It was a pleasure working with Phil and my wife and I will...
read more
Reply from Phil Scaglia
August 25th, 2025 03:15 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Having been years since I have gone through this process, I had questions at times I felt the explanations were fairly rushed. This is a lot of money and I wanted to be clear on the steps and process. The online "class" I took to get the reduction...
read more
Reply from Phil Scaglia
August 22nd, 2025 10:31 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Love Phil, easy to work with and communication was great!
Reply from Phil Scaglia
August 20th, 2025 02:44 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Great communication, very responsive, looked out for my best interest
Reply from Phil Scaglia
August 20th, 2025 02:18 PM
I really appreciate the feedback and look forward to working with you again.
Phil was incredibly communicative with us and hand held us through every step. It was so appreciated give how quickly we closed on our house.
Reply from Phil Scaglia
August 16th, 2025 03:33 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
The chance to explain things if I did not understand but also the speed and urgency at which things were done
Reply from Phil Scaglia
August 12th, 2025 06:51 PM
I really appreciate the feedback and look forward to working with you again.
171–180 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org