Phil Scaglia
Senior Loan Officer | NMLS # 502027
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrow... Show More
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The team was incredibly friendly and helpful from start to finish. Everything was handled quickly and smoothly, which made the whole experience stress-free. I really appreciated the clear communication and professionalism.
Reply from Phil Scaglia
September 28th, 2025 02:40 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Phile was very thorough and timely in explaining the details of our loan. He creates a very competent, trustworthy and friendly demeanor, followed by action. We valued his work with us very much.
Mack and Chris Harnden
Reply from Phil Scaglia
September 27th, 2025 08:23 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Phil was thorough, communicative, proactive and had our best interests in mind through. He made what could have been a complex process smooth and seamless. Thanks, Phil!
Reply from Phil Scaglia
September 23rd, 2025 02:38 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
I love I can always count on Phil and his team to ensure we get the best loan for our home in the best time frame. I will only ever go to Phil for future needs and tell everyone- if you want the BEST experince - there is only 1 guy to call-...
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Reply from Phil Scaglia
September 20th, 2025 12:39 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Phil is very responsive and quick. He was so helpful finding the right loan options and presented several options. Great experience.
Reply from Phil Scaglia
September 17th, 2025 07:13 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
As a first-time homebuyer, I could not have asked for a better experience working with Phil. He made the entire process make sense from start to finish, breaking everything down in a way that was clear and easy to understand. What could have...
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Reply from Phil Scaglia
September 17th, 2025 02:18 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
The closing process was smooth, efficient and quick. Loved the electronically delivered closing docs , made the transaction and document requests a breeze. Team was timely with info requests, overall turnaround time was notable as well. Thank...
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Reply from Phil Scaglia
September 16th, 2025 01:47 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil is excellent, simply the best!
Reply from Phil Scaglia
September 14th, 2025 02:43 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil was knowledgeable amd and really pleasant to work with. He was efficient and just really good to work with. phil was referred to me by a friend and really glad we chose him to work with on our loan.
Reply from Phil Scaglia
September 8th, 2025 02:09 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Highly communcative, easy to work with, no BS.
Reply from Phil Scaglia
September 3rd, 2025 02:30 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
161–170 of 1055
About
With 30 years of experience and nearly $3 billion in closed loans, Phil Scaglia ranks among the top 1% of mortgage lenders nationwide. Known for his personalized, hands-on approach, Phil specializes in purchase loans for all types of borrowers—from first-time buyers to super jumbo clients. He offers creative yet responsible solutions, backed by a trusted team of 14 years. Phil provides conventional, jumbo, and portfolio loans in all 50 states. A Kansas City native, he enjoys food, travel, and entertaining.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 502027
Awards
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org